Midland County property record for 3182 E Stewart Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 816 sqft · built 1928 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,000 (Dec 2025) |
| Tax Bill | $1,857 (2024) |
| Deeds & Mortgages | Jan 2026 Transfer Jan 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-033-300-550-00 |
| Primary APN | 120-033-300-550-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 736 sqft |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Ranch |
| Lot Area | 48,352 sqft (1.11 acres) |
| Lot Dimensions | 297 ft deep x 146 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3182 E STEWART RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 33 T14N R2E COM 790 FT W OF CEN OF SEC, TH S 330 FT, E 146 FT, N 330 FT, W 146 FT EXC 33' OF RD ROW. |
| Legal Range | 02E |
| Legal Township | 14N |
| Legal Section | 33 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 290500 |
Source: Midland County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1107 E PARK DR, MIDLAND, MI 48640-4280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 20, 2026 | Intrafamily Transfer, Transfer |
| Jan 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Dec 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Jan 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP |
| Nov 13, 2019 | Warranty Deed, Transfer |
| Nov 13, 2019 | Intrafamily Transfer, Transfer |
| Apr 18, 2017 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Jan 4, 2024 · Amount on Record |
| Deed Document Number | 202510745 |
| Deed Book / Page | 2025 / 10745 |
| Last Transfer Date | Dec 23, 2025 |
| Transfer Doc | 2026R00559 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jan 20, 2026 |
| Property Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Number | 2026R00559 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026R-00559 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1107 E PARK DR, MIDLAND, MI 48640-4280 |
| Name | Verified Name |
|---|---|
| Address | 1107 E PARK DR, MIDLAND, MI 48640-4280 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Number | 001641/639 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 1641/639 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Number | 2025R04059 |
|---|---|
| Date | May 6, 2025 |
| Instrument | 2025R-04059 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMINGTON, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Dec 3, 2025 |
| Property Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Number | 2025R10745 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025R-10745 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Name | Verified Name |
|---|---|
| Address | 1107 E PARK DR, MIDLAND, MI 48640-4280 |
| Document Number | 2025R10746 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025R-10746 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jan 4, 2024 |
| Property Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Number | 01669/1107 |
| Book / Page | 1669 / 1107 |
| Instrument Date | Dec 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Name | Verified Name |
|---|---|
| Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Number | 0016691108 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 1669/1108 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 13, 2019 |
| Property Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Number | 01628/01480 |
| Book / Page | 01628 / 01480 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 01628-01480 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $688.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5043 MAYBROOK DR, SAGINAW, MI 48603-1848 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 13, 2019 |
| Property Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Number | 01628/01479 |
| Book / Page | 01628 / 01479 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 01628-01479 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 820 MILL ST, 820, MIDLAND, MI 48640-5388 |
| Name | Verified Name |
|---|---|
| Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 18, 2017 |
| Property Address | 3182 E STEWART RD, MIDLAND, MI 48640-8556 |
| Document Number | 1605/0622 |
| Book / Page | 1605 / 0622 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2200 EASTMAN AVE, 2200, MIDLAND, MI 48640-2665 |
| Name | Verified Name |
|---|---|
| Address | 4405 OAKRIDGE DR, MIDLAND, MI 48640-2155 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Midland Charter Township |
| Unified School District | Bullock Creek School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,400 (+35.19%) | $116,800 (+35.19%) | |
| 2024 | $1,857.00 (+53.98%) | ||
| 2023 | $43,200 | $86,400 | |
| 2022 | $1,206.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 48 (1982–2020) |
| Claims Outside the SFHA | 4 of 48 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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