3145 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 3145 E Stewart Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 900 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2021)
Tax Bill	$1,797 (2022)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-033-200-475-00`

Property Details

APN / Parcel Number

Primary APN	`120-033-200-475-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	297 ft deep x 132 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	12003320047500
Street Address	3145 E STEWART RD
City	MIDLAND
State	MI
Zip	48640-8556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 33 T14N R2E COM 1518 FT E OF W 1/4 COR, TH N 330 FT, E 132 FT, S 330 FT, W 132 FT.
Legal Range	02E
Legal Township	14N
Legal Section	33
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1078
Census Tract	290500

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3145 E STEWART RD, MIDLAND, MI 48640-8556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Nov 16, 2018	Warranty Deed, Transfer
Jan 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	0001650259
Deed Book / Page	1650 / 259
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 30, 2021
Property Address	3145 E STEWART RD, MIDLAND, MI 48640-8556
Document Number	1650/259
Book / Page	1650 / 259
Instrument Date	Sep 28, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3145 E STEWART RD, 3145, MIDLAND, MI 48640-8556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2199 BAYLISS ST # 21, 21, MIDLAND, MI 48640-5554

Mortgage

Document Number	1650260
Date	Sep 30, 2021
Instrument	1650/260

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 16, 2018
Property Address	3145 E STEWART RD, MIDLAND, MI 48640-8556
Document Number	1620/0194
Book / Page	1620 / 0194
Instrument Date	Nov 14, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10288 E 38TH ST, 10288, YUMA, AZ 85365-7096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 FOURNIE ST, MIDLAND, MI 48640-5307

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 3, 2018
Property Address	3145 E STEWART RD, MIDLAND, MI 48640-8556
Document Number	1611/1308
Book / Page	1611 / 1308
Instrument Date	Dec 29, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3145 E STEWART RD, 3145, MIDLAND, MI 48640-8556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10288 E 38TH ST, YUMA, AZ 85365-7096

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	48 (1982–2020)
Claims Outside the SFHA	4 of 48
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 7 claims Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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