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3180 Thoroughbred Loop N, Lakeland, FL 33811 Property Records

Polk County property record for 3180 Thoroughbred Loop N, Lakeland, FL 33811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 2003
Lot Size0.212 acres (9,252 sqft)
OwnerCompany Name on File
Last Sale$290,000 (Oct 2022)
Tax Bill$3,981 (2025)
Deeds & MortgagesOct 2022 Sale
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-28-28-138012-000230

Property Details

APN / Parcel Number

Primary APN23-28-28-138012-000230
Alternative APNs
  • 282823138012000230
  • 82823000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,535 sqft Living Area
Gross Area1,935 sqft
1st Floor Area1,535 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area9,252 sqft (0.212 acres)
Lot Dimensions110 ft deep x 71 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area25 sqft
Patio Area64 sqft

Location & Zoning

Street Address3180 THOROUGHBRED LOOP N
CityLAKELAND
StateFL
Zip33811-1075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEEPLECHASE PHASE ONE PB 89 PG 8 LYING IN A PORTION OF SECS 28 & 33 T28S R23E LOT 23
Legal Range23E
Legal Township28S
Legal Section28
Legal SubdivisionSTEEPLECHASE PHASE ONE
Legal Phase1
Legal Tract138012
Legal Block1
Legal Lot Number23
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1038
Census Tract12003

Owner

3180 Thoroughbred Loop N is owned by a company that bought it in October 2022.

Source: Polk County records, as of October 12, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
May 20, 2019Warranty Deed, Transfer · FHA Mortgage
NEWREZ LLC
Jul 24, 2017Warranty Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2022 · Amount on File
Deed SaleOct 3, 2022 · Amount on File
Prior SaleMay 20, 2019 · Amount on File
Deed Document Number2022262003
Deed Book / Page12435 / 2204
Prior Transfer DateJul 29, 2016
Prior Transfer Doc0000142723
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 3, 2022
Property Address3180 THOROUGHBRED LOOP N, LAKELAND, FL 33811-1075
Document Number0000262003
Book / Page12435 / 2204
Map ReferenceMB 89 PG 8
Instrument DateSep 27, 2022
Instrument2022262003
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address567 AUBURN GROVE TER, 567, AUBURNDALE, FL 33823-2182

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 20, 2019
Property Address3180 THOROUGHBRED LOOP N, LAKELAND, FL 33811-1075
Document Number0108451631
Book / Page010845 / 001631
Instrument DateMay 16, 2019
Instrument102327
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,358.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3180 THOROUGHBRED LOOP N LAKELAND FL 338111075, LAKELAND, FL 33811-1075

Mortgage

Document Number108451632
DateMay 20, 2019
Book Page010845/001632
Instrument102328
Lender
NameNEWREZ LLC
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 19, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 24, 2017
Property Address3180 THOROUGHBRED LOOP N, LAKELAND, FL 33811-1075
Document Number0102131065
Book / Page010213 / 001065
Instrument DateJul 20, 2017
Instrument140871
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyMAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3180 THOROUGHBRED LOOP N LAKELAND FL 338111075, LAKELAND, FL 33811-1075

Mortgage

Document Number102131067
DateJul 24, 2017
Book Page010213/001067
Instrument140872
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3180 Thoroughbred Loop N was $3,981.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$215,620 (-2.3%) Land $44,000 Building $171,620$215,620 (-2.3%) Land $44,000 Building $171,620
2025$3,981.00$220,702 Land $44,000 Building $176,702$220,702 Land $44,000 Building $176,702
2023$4,195.00 (+22.05%)$229,501 (+7.13%) Land $42,000 Building $187,501$229,501 (+7.13%) Land $42,000 Building $187,501
2022$3,437.00$214,233 Land $40,000 Building $174,233$214,233 Land $40,000 Building $174,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3180 Thoroughbred Loop N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims12 (1994–2024)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3180 Thoroughbred Loop N is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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