Polk County property record for 3201 Thoroughbred Loop N, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2003 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Company Name on File |
| Last Sale | $133,500 (Jul 2013) |
| Tax Bill | $4,360 (2025) |
| Deeds & Mortgages | Jul 2018 Loan Modification Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-28-138012-000290 |
| Primary APN | 23-28-28-138012-000290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 48 sqft |
| Street Address | 3201 THOROUGHBRED LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEEPLECHASE PHASE ONE PB 89 PG 8 LYING IN A PORTION OF SECS 28 & 33 T28S R23E LOT 29 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | STEEPLECHASE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 138012 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 12003 |
3201 Thoroughbred Loop N is owned by a company that bought it in July 2013.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1717 MAIN ST, 2000, DALLAS, TX 75201-4657 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2018 | Loan Modification, Mortgage GERMAN AMERICAN CAP |
| Jul 10, 2018 | Quit Claim Deed, Transfer OS NATIONAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2013 · Amount on File |
| Deed Sale | Jul 22, 2013 · Amount on File |
| Prior Sale | Dec 18, 2012 · Amount on File |
| Deed Document Number | 2013134328 |
| Deed Book / Page | 9013 / 524 |
| Prior Transfer Date | Dec 20, 2012 |
| Prior Transfer Doc | 0090130522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 27, 2018 |
| Property Address | 3201 THOROUGHBRED LOOP N, LAKELAND, FL 33811-1078 |
| Document Number | 0105630713 |
| Book / Page | 010563 / 000713 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 160809 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004 |
| Investor | Possibly a Property Investor |
| Document Number | 105630713 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 010563/000713 |
| Instrument | 160809 |
| Name | GERMAN AMERICAN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 60 WALL ST # 10TH, NEW YORK, NY 10005-2865 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 10, 2018 |
| Property Address | 3201 THOROUGHBRED LOOP N, LAKELAND, FL 33811-1078 |
| Document Number | 0105430796 |
| Book / Page | 010543 / 000796 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 146015 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3201 Thoroughbred Loop N was $4,360, up 1.6% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,486 (-2.57%) Land $44,000 Building $191,486 | $235,486 (-2.57%) Land $44,000 Building $191,486 | |
| 2025 | $4,360.00 (+1.63%) | $241,707 Land $44,000 Building $197,707 | $241,707 Land $44,000 Building $197,707 |
| 2024 | $4,290.00 (+5.51%) | ||
| 2023 | $4,066.00 (+7.97%) | $251,872 (+6.84%) Land $42,000 Building $209,872 | $251,872 (+6.84%) Land $42,000 Building $209,872 |
| 2022 | $3,766.00 | $235,751 Land $40,000 Building $195,751 | $235,751 Land $40,000 Building $195,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3201 Thoroughbred Loop N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3201 Thoroughbred Loop N is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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