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3180 N Polo Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3180 N Polo Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1960
Lot Size0.113 acres (4,922 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Feb 2012)
Tax Bill$7,573 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN041-182-14

Property Details

APN / Parcel Number

Primary APN041-182-14
Alternative APN
  • 041-182-14-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area896 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleContemporary
Construction TypeWood
Roof MaterialOther
Lot Area4,922 sqft (0.113 acres)
Garage TypeCarport
Garage Area528 sqft
CarportCarport
Carport Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck Area702 sqft
Patio Area702 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3180 N POLO DR
CityAPTOS
StateCA
Zip95003-4125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionAPTOS BCH CNTRY CLB PROPS 03
Legal Block38
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2002
Census Tract122204

Owner

3180 N Polo Dr is owned and occupied by two individuals who acquired it in April 2014.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address3180 N POLO DR, APTOS, CA 95003-4125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
DATA MORTGAGE INC
Jun 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
DATA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2012 · Amount on File
Deed SaleFeb 15, 2012 · Amount on File
Prior SaleAug 31, 2009 · Amount on File
Deed Document Number20127745
Last Transfer DateApr 24, 2014
Transfer Doc0000018942
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3180 N POLO DR, APTOS, CA 95003-4125
Transaction TypeMortgage
Record UpdatedOct 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3180 N POLO DR, APTOS, CA 95003-4125

Mortgage

Document Number0000047985
DateSep 20, 2021
Instrument2021-0047985
Lender
NameDATA MORTGAGE INC
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3180 N POLO DR, APTOS, CA 95003-4125
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021105
DateJun 16, 2020
Instrument2020-0021105
Lender
NameDATA MORTGAGE INC
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3180 N Polo Dr was $7,573.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$538,095 (+2%) Land $322,857 Building $215,238
2025$7,573.00$527,545 Land $316,527 Building $211,018
2023$6,822.00 (+2.51%)$507,059 Land $304,235 Building $202,824$749,160
2022$6,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3180 N Polo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3180 N Polo Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Polo Dr

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