3179 N Polo Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3179 N Polo Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,163 sqft · built 1992
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jun 1999)
Tax Bill	$9,683 (2025)
Deeds & Mortgages	May 2022 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-181-57`

Property Details

APN / Parcel Number

Primary APN	`041-181-57`
Alternative APN	`041-181-57-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,163 sqft Living Area
Gross Area	2,623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,576 sqft (0.128 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3179 N POLO DR
City	APTOS
State	CA
Zip	95003-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	APTOS BEACH CC PROPS 03
Legal Block	35
Legal Lot Number	10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2002
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3179 N POLO DR, APTOS, CA 95003-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Intrafamily Transfer, Transfer
May 28, 2021	Quit Claim Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 1999 · Amount on Record
Deed Sale	Jun 29, 1999 · Amount on Record
Deed Document Number	199944491
Last Transfer Date	May 5, 2022
Transfer Doc	0000014910
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 10, 2022
Property Address	3179 N POLO DR, APTOS, CA 95003-4131
Document Number	0000014910
Map Reference	VOL 23 PG 3
Instrument Date	May 5, 2022
Instrument	2022-0014910
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3179 N POLO DR, APTOS, CA 95003-4131

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 28, 2021
Property Address	3179 N POLO DR, APTOS, CA 95003-4131
Document Number	0000030212
Map Reference	VOL 23 PG 3
Instrument Date	Feb 9, 2021
Instrument	2021-0030212
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3179 N POLO DR, APTOS, CA 95003-4131

Mortgage

Document Number	0000030213
Date	May 28, 2021
Instrument	2021-0030213

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3179 N POLO DR, APTOS, CA 95003-4131
Document Number	0000015346
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3179 N POLO DR APTOS CA 950034131, APTOS, CA 95003-4131

Mortgage

Document Number	0000015346
Date	May 9, 2017
Instrument	15346

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$735,581 (+2%) Land $441,348 Building $294,233
2025	$9,683.00 (+10.54%) Homeowner's exemption	$721,158 (+4.04%) Land $432,694 Building $288,464
2023	$8,760.00 (+2.35%) Homeowner's exemption	$693,154 Land $415,892 Building $277,262	$1,225,530
2022	$8,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Polo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures