318 W Main St, Stroud, OK 74079 Property Records

Lincoln County property record for 318 W Main St, Stroud, OK 74079

Property Summary

Property Type	Office Building
Details	1 ba · 600 sqft · built 1920
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Sep 2021)
Tax Bill	$943 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18339`

Property Details

APN / Parcel Number

Primary APN	`18339`
Alternative APN	`6000-00-031-016-0-000-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	600 sqft Total Area
1st Floor Area	600 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18339
Street Address	318 W MAIN ST
City	STROUD
State	OK
Zip	74079-3612
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	BLK 31 LOT 16 STROUD 15-6-110-31-006
Legal Range	110
Legal Township	06N
Legal Section	15
Legal Subdivision	STROUD (27-15-6)
Legal Block	31
Legal Lot Number	16
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	5
Census Block	5026
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 W 5TH ST, STROUD, OK 74079-3420
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZEN POTAWATOMI COMMUNITY DEVELO
Sep 16, 2021	Correction Deed FIRST AMERICAN TITLE
Sep 16, 2021	Correction Deed FIRST AMERICAN TITLE
Oct 18, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	20217219
Deed Book / Page	2437 / 233
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	002352/799
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Sep 16, 2021
Property Address	318 W MAIN ST, STROUD, OK 74079-3612
Document Number	002437/233
Book / Page	2437 / 233
Instrument Date	Sep 14, 2021
Instrument	7219
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 W MAIN ST, STROUD, OK 74079-3612

Mortgage

Document Number	0000007220
Date	Sep 16, 2021
Instrument	7220

Lender

Name	CITIZEN POTAWATOMI COMMUNITY DEVELO
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 15, 2028

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINCOLN OK
Recording Date	Sep 16, 2021
Property Address	318 W MAIN ST, STROUD, OK 74079-3612
Document Number	002437/231
Book / Page	2437 / 231
Instrument Date	Sep 14, 2021
Instrument	7218
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 243, DALE, OK 74851-0243

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINCOLN OK
Recording Date	Sep 16, 2021
Property Address	318 W MAIN ST, STROUD, OK 74079-3612
Document Number	002437/230
Book / Page	2437 / 230
Instrument Date	Sep 14, 2021
Instrument	7217
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 243, MCLOUD, OK 74851-0243

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OK
Recording Date	Oct 18, 2019
Property Address	318 W MAIN ST, STROUD, OK 74079-3612
Document Number	002352/799
Book / Page	2352 / 799
Instrument Date	Oct 17, 2019
Instrument	07182
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 243, MCLOUD, OK 74851-0243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 243, MCLOUD, OK 74851-0243

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OK
Recording Date	Feb 1, 2019
Property Address	318 W MAIN ST, STROUD, OK 74079-3612
Document Number	002321/481
Book / Page	2321 / 481
Instrument Date	Feb 1, 2019
Instrument	00699
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 S 10TH AVE, 405, STROUD, OK 74079-3829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 243, MCLOUD, OK 74851-0243

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,263 (+5%) Land $934 Building $10,329	$102,391 (-59.74%) Land $8,492 Building $93,899
2025	$943.00 (-1.77%)	$10,727 (+10.25%) Land $924 Building $9,803	$254,345 (+169.17%) Land $21,900 Building $232,445
2024	$960.00 (+8.97%)	$9,730 (-6.39%) Land $1,251 Building $8,479
2022	$881.00	$10,394 Land $1,251 Building $9,143	$94,491 Land $11,375 Building $83,116

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018
Treatment and Procedure	Lead service line inventory Oct 2024 Organic carbon removal Jul 2018
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Central Oklahoma Telephone, T-Mobile.

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