312 W Main St, Stroud, OK 74079 Property Records

Lincoln County property record for 312 W Main St, Stroud, OK 74079

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 1,170 sqft · built 1930
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Mar 2026)
Tax Bill	$1,223 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18342`

Property Details

APN / Parcel Number

Primary APN	`18342`
Alternative APN	`6000-00-031-019-0-000-00`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,170 sqft Total Area
1st Floor Area	1,170 sqft
Upper Floors Area	1,170 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18342
Street Address	312 W MAIN ST
City	STROUD
State	OK
Zip	74079-3612
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BLK 31 LOT 19 STROUD 15-6-110-31-008
Legal Range	110
Legal Township	06N
Legal Section	15
Legal Subdivision	STROUD (27-15-6)
Legal Block	31
Legal Lot Number	19
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	5
Census Block	5026
Census Tract	961100

Owner

Source: Lincoln County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28403 S 561ST WEST AVE, STROUD, OK 74079-1029
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Construction Mortgage VISIONBANK OF IA
Mar 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage VISION BANK
Mar 11, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Mar 26, 1998
Deed Document Number	20261660
Deed Book / Page	2650 / 380
Prior Transfer Date	Mar 22, 1989
Prior Transfer Doc	1123000762
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Recording Date	Oct 7, 2026
Property Address	312 W MAIN ST, STROUD, OK 74079-3612
Document Number	0000007739
Book / Page	2689 / 376
Instrument Date	Sep 28, 2026
Instrument	20267739
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	28403 S 561ST WEST AVE, STROUD, OK 74079-1029

Mortgage

Document Number	0000007739,
Date	Oct 7, 2026
Book Page	2689/376
Instrument	20267739

Lender

Name	VISIONBANK OF IA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2046

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	312 W MAIN ST, STROUD, OK 74079-3612
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28403 S 561ST WEST AVE, STROUD, OK 74079-1029

Mortgage

Document Number	002650/382
Date	Mar 9, 2026
Book Page	2650/382
Instrument	I-2026-001661

Lender

Name	VISION BANK
Type	Bank
Address	PRAGUE, OK 74864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 5, 2027

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Mar 11, 2025
Property Address	312 W MAIN ST, STROUD, OK 74079-3612
Document Number	002595/538
Book / Page	2595 / 538
Instrument Date	Mar 10, 2025
Instrument	I-2025-001562
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840473 S 3530 RD, STROUD, OK 74079-3901

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,617 (+5%) Land $1,332 Building $13,285	$132,882 (+0.59%) Land $12,112 Building $120,770
2025	$1,223.00 (-1.85%)	$13,921 (+10.25%) Land $1,318 Building $12,603	$132,109 (+9.03%) Land $12,509 Building $119,600
2024	$1,246.00 (+11.95%)	$12,627 (-3.8%) Land $715 Building $11,912
2022	$1,113.00	$13,126 Land $704 Building $12,422	$121,171 Land $6,500 Building $114,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018
Treatment and Procedure	Lead service line inventory Oct 2024 Organic carbon removal Jul 2018
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Central Oklahoma Telephone, T-Mobile.

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