318 W 3rd Ave N, Aurora, MN 55705 Property Records

St. Louis County property record for 318 W 3rd Ave N, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,400 sqft · built 1920
Lot Size	0.15 acres (6,561 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,000 (Mar 2006)
Tax Bill	$3,638 (2026)
Deeds & Mortgages	Dec 2019 Loan Modification Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`100-0030-00550`

Property Details

APN / Parcel Number

Primary APN	`100-0030-00550`
Alternative APN	`797951`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,400 sqft Gross Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,561 sqft (0.15 acres)
Garage Area	624 sqft
Deck Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	797951
Street Address	318 W 3RD AVE N
City	AURORA
State	MN
Zip	55705-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 1/2 OF LOT 14 AND ALL OF LOT 15 BLOCK 3 SERIAL #
Legal Subdivision	AURORA 2ND DIV
Legal Block	3
Legal Lot Number	14-15
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2027
Census Tract	13800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 W 3RD AVE N, AURORA, MN 55705-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS
Dec 12, 2016	Loan Modification, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2006 · Amount on Record
Deed Sale	Mar 14, 2006 · Amount on Record
Deed Document Number	20061012549
Prior Transfer Date	Jan 24, 2006
Prior Transfer Doc	0001012551
Record Updated	Sep 20, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	318 W 3RD AVE N, AURORA, MN 55705-1246
Document Number	00A1372038
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 W 3RD AVE N AURORA MN 557051246, AURORA, MN 55705-1246

Mortgage

Document Number	00A1372038
Date	Jan 23, 2020
Instrument	A1372038

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Interest

Rate	3.75%

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	318 W 3RD AVE N, AURORA, MN 55705-1246
Document Number	00A1302265
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	Jan 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	00A1302265
Date	Jan 18, 2017
Instrument	A1302265

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,638.00 (+216.35%) Homeowner's exemption
2025	$1,150.00 (-14.81%) Homeowner's exemption	$100,300 (-6.09%) Land $5,200 Building $95,100	$100,300 (-6.09%) Land $5,200 Building $95,100
2024	$1,350.00 (+38.89%)	$106,800 (+35.02%) Land $4,400 Building $102,400	$106,800 (+35.02%) Land $4,400 Building $102,400
2023	$972.00 Homeowner's exemption
2022		$79,100 (+4%) Land $4,400 Building $74,700	$79,100 (+4%) Land $4,400 Building $74,700
2021		$56,500 Land $3,800 Building $52,700	$56,500 Land $3,800 Building $52,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

Nearby Properties on W 3rd Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures