316 W 3rd Ave N, Aurora, MN 55705 Property Records

St. Louis County property record for 316 W 3rd Ave N, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1900
Lot Size	0.1 acres (4,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Apr 2026)
Tax Bill	$1,222 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-0030-00570`

Property Details

APN / Parcel Number

Primary APN	`100-0030-00570`
Alternative APNs	`1120249` `1174144` `1196369`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	920 sqft Gross Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,374 sqft (0.1 acres)
Garage Area	360 sqft

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1196369
Street Address	316 W 3RD AVE N
City	AURORA
State	MN
Zip	55705-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 3 SERIAL #
Legal Subdivision	AURORA SECOND DIVISION
Legal Block	3
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2027
Census Tract	13800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 W 3RD AVE N, AURORA, MN 55705-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 4, 2021	Warranty Deed, Transfer
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Mar 20, 2026 · Amount on Record
Deed Document Number	20261531047
Prior Transfer Date	Sep 3, 2013
Prior Transfer Doc	0001223974
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 20, 2026
Property Address	316 W 3RD AVE N, AURORA, MN 55705-1246
Document Number	0001529378
Instrument Date	Feb 27, 2026
Instrument	1529378
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	316 W 3RD AVE N, AURORA, MN 55705-1246

Mortgage

Document Number	0001529379
Date	Mar 20, 2026
Instrument	1529379

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 17, 2026
Property Address	316 W 3RD AVE N, AURORA, MN 55705-1246
Document Number	0001531047
Instrument Date	Feb 27, 2026
Instrument	20261531047
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,996.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	316 W 3RD AVE N, AURORA, MN 55705-1246

Mortgage

Document Number	0001531048,
Date	Apr 17, 2026
Instrument	20261531048

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 4, 2021
Property Address	316 W 3RD AVE N, AURORA, MN 55705-1246
Document Number	0001429186
Instrument Date	Sep 20, 2021
Instrument	1429186
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W 3RD AVE N, AURORA, MN 55705-1246

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	316 W 3RD AVE N, AURORA, MN 55705-1246
Document Number	00A1317234
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W 3RD AVE N AURORA MN 557051246, AURORA, MN 55705-1246

Mortgage

Document Number	00A1317234
Date	Sep 11, 2017
Instrument	A1317234

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SOUTH VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,222.00 (+97.73%) Homeowner's exemption
2025	$618.00 (-13.93%) Homeowner's exemption	$73,900 (-6.22%) Land $3,500 Building $70,400	$73,900 (-6.22%) Land $3,500 Building $70,400
2024	$718.00	$78,800 (+85.85%) Land $2,900 Building $75,900	$78,800 (+85.85%) Land $2,900 Building $75,900
2022		$42,400 Land $2,900 Building $39,500	$42,400 Land $2,900 Building $39,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

Nearby Properties on W 3rd Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures