318 Vance St, Columbus, MS 39702 Property Records

Lowndes County property record for 318 Vance St, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,724 sqft · built 1975
Lot Size	0.363 acres (15,840 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,767 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62W150104900`

Property Details

APN / Parcel Number

Primary APN	`62W150104900`
Alternative APNs	`019980` `19980`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,724 sqft Adjusted Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,840 sqft (0.363 acres)
Lot Dimensions	220 ft deep x 72 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	019980
Street Address	318 VANCE ST
City	COLUMBUS
State	MS
Zip	39702-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	318 VANCE ST LOT 9 BLOCK 2 8F
Legal Range	18W
Legal Township	18S
Legal Section	23
Legal Subdivision	MALONE SUBDIV EXT
Legal Block	2
Legal Lot Number	9
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	600

Owner

318 Vance St is owned by two individuals who acquired it in July 2017.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	313 LOONEY RD, COLUMBUS, MS 39701-9729
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF COMMERCE
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF COMMERCE
Jul 13, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 23, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Dec 17, 2007
Last Transfer Date	Jul 13, 2017
Transfer Doc	0020174887
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	318 VANCE ST, COLUMBUS, MS 39702-6334
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020239169
Date	May 5, 2023
Book Page	2023/9169
Instrument	1031191

Lender

Name	BANK OF COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Apr 27, 2028

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	318 VANCE ST, COLUMBUS, MS 39702-6334
Document Number	0020178501
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	124 S SMITH MILL RD CALEDONIA MS 397408800, CALEDONIA, MS 39740-8800

Mortgage

Document Number	0020178501
Date	Dec 28, 2017
Book Page	002017/028501

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 27, 2022

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 13, 2017
Property Address	318 VANCE ST, COLUMBUS, MS 39702-6334
Document Number	0020174887
Book / Page	002017 / 004887
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 VANCE ST COLUMBUS MS 397026334, COLUMBUS, MS 39702-6334

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 23, 2017
Property Address	318 VANCE ST, COLUMBUS, MS 39702-6334
Document Number	0020170431
Book / Page	002017 / 000431
Instrument Date	Jan 18, 2017
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 318 Vance St was $1,767, up 1.2% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00 (+1.2%)	$10,823	$72,150 Land $10,000 Building $62,150
2024	$1,746.00 (-0.8%)
2023	$1,760.00	$10,764	$71,760 Land $10,000 Building $61,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Vance St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Vance St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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