Lowndes County property record for 309 Vance St, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,533 sqft · built 1975 |
| Lot Size | 0.286 acres (12,460 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $77,307 (Jan 2026) |
| Tax Bill | $1,146 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 62W150104400 |
| Primary APN | 62W150104400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,533 sqft Adjusted Area |
| 1st Floor Area | 1,350 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,460 sqft (0.286 acres) |
| Lot Dimensions | 140 ft deep x 89 ft wide |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 309 VANCE ST |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-6333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 309 VANCE ST LOT 31 BLOCK 2 |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 23 |
| Legal Subdivision | MALONE SUBDIV EXT |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 600 |
Source: Lowndes County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 91 OAKES CHAPEL DR, VERNON, AL 35592-3608 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK |
| Mar 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK |
| Aug 23, 2021 | Warranty Deed, Transfer |
| Aug 9, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on Record |
| Deed Sale | Jan 9, 2026 · Amount on Record |
| Prior Sale | Aug 23, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 309 VANCE ST, COLUMBUS, MS 39702-6333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00202126685 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 2021/26685 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 309 VANCE ST, COLUMBUS, MS 39702-6333 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020216570 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 2021/6570 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 23, 2021 |
| Property Address | 309 VANCE ST, COLUMBUS, MS 39702-6333 |
| Document Number | 0020217597 |
| Book / Page | 2021 / 7597 |
| Instrument Date | Aug 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7319 ROBINSON RD, STARKVILLE, MS 39759-5940 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 309 VANCE ST, COLUMBUS, MS 39702-6333 |
| Document Number | 0020196444 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3740 NORTHPOINT CT MARIETTA GA 300626914, MARIETTA, GA 30062-6914 |
| Document Number | 0020196444 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 002019/016444 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 14, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,146.00 (+1.24%) | $7,016 (-3.72%) | $46,770 (-3.73%) Land $10,000 Building $36,770 |
| 2024 | $1,132.00 (-4.95%) | ||
| 2023 | $1,191.00 | $7,287 | $48,580 Land $10,000 Building $38,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–1984) |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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