318 Steam Engine Dr, Troy, MO 63379 Property Records

Lincoln County property record for 318 Steam Engine Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,374 sqft · built 2022
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,700 (Dec 2021)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10-01-000-000-004.096`

Property Details

APN / Parcel Number

Primary APN	`19-10-01-000-000-004.096`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Basement Area	1,374 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	318 STEAM ENGINE DR
City	TROY
State	MO
Zip	63379-2986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 STONECROSSING PLAT 3
Legal Range	01W
Legal Township	48N
Legal Section	01
Legal Subdivision	STONECROSSING
Legal Lot Number	86
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3015
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 STEAM ENGINE DR, TROY, MO 63379-2986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Intrafamily Transfer, Transfer · Line of Credit FIRST COMMUNITY CU
Dec 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202116534
Deed Book / Page	2473 / 945
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Oct 22, 2025
Property Address	318 STEAM ENGINE DR, TROY, MO 63379-2986
Document Number	0002515/78
Book / Page	2515 / 78
Map Reference	MB 14 PG 327
Instrument Date	Oct 8, 2025
Instrument	2025008633
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 STEAM ENGINE DR, TROY, MO 63379-2986

Mortgage

Document Number	2025008634
Date	Oct 22, 2025
Instrument	2025008634

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	176 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 22, 2021
Property Address	318 STEAM ENGINE DR, TROY, MO 63379-2986
Document Number	002473/945
Book / Page	2473 / 945
Map Reference	MB 14 PG 327
Instrument Date	Dec 17, 2021
Instrument	2021016534
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2026
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 STEAM ENGINE DR, TROY, MO 63379-2986

Mortgage

Document Number	2021016535
Date	Dec 22, 2021
Instrument	2021016535

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,514 (-) Land $4,560 Building $34,954
2025	$2,482.00 (+6.43%)	$39,514 (+7.77%) Land $4,560 Building $34,954	$207,970 (+7.77%) Land $24,000 Building $183,970
2023	$2,332.00 (+5.9%)	$36,664 Land $3,800 Building $32,864	$192,970 Land $20,000 Building $172,970
2022	$2,202.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Systec Wireless Communications, Wisper ISP.

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