312 Steam Engine Dr, Troy, MO 63379 Property Records

Lincoln County property record for 312 Steam Engine Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 2021
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Last Sale	$270,500 (Aug 2021)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10-01-000-000-004.097`

Property Details

APN / Parcel Number

Primary APN	`19-10-01-000-000-004.097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
Basement Area	1,366 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	312 STEAM ENGINE DR
City	TROY
State	MO
Zip	63379-2986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 STONECROSSING PLAT 3
Legal Range	01W
Legal Township	48N
Legal Section	01
Legal Subdivision	STONECROSSING
Legal Lot Number	87
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3015
Census Tract	810308

Owner

312 Steam Engine Dr is owned and occupied by an individual who bought it in August 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	312 STEAM ENGINE DR, TROY, MO 63379-2986
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage ALLTRU FCU
Aug 25, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Deed Document Number	202111348
Deed Book / Page	2468 / 795
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	312 STEAM ENGINE DR, TROY, MO 63379-2986
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 STEAM ENGINE DR, TROY, MO 63379-2986

Mortgage

Document Number	002490/847
Date	Jun 1, 2023
Book Page	2490/847
Instrument	2023004040

Lender

Name	ALLTRU FCU
Type	Credit Union
Address	WENTZVILLE, MO 63385

Agreement

Amount	Amount on Record
Term	179 Months
Due	May 20, 2038

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 25, 2021
Property Address	312 STEAM ENGINE DR, TROY, MO 63379-2986
Document Number	002468/795
Book / Page	2468 / 795
Map Reference	MB 14 PGH 37
Instrument Date	Aug 24, 2021
Instrument	2021011348
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2022
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 STEAM ENGINE DR, TROY, MO 63379-2986

Mortgage

Document Number	2021011349
Date	Aug 25, 2021
Instrument	2021011349

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 312 Steam Engine Dr was $2,352.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,436 (-) Land $4,560 Building $32,876
2025	$2,352.00	$37,436 Land $4,560 Building $32,876	$197,030 Land $24,000 Building $173,030
2023	$2,193.00 (+5.84%)	$34,481 Land $3,800 Building $30,681	$181,480 Land $20,000 Building $161,480
2022	$2,072.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Steam Engine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Steam Engine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Systec Wireless Communications, Wisper ISP.

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