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318 Scone Castle Loop, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 318 Scone Castle Loop, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,470 sqft · built 2016
Lot Size0.528 acres (23,000 sqft)
Owner2 Individual Names on File
Last Sale$1,700,000 (Sep 2025)
Tax Bill$14,063 (2025)
Deeds & MortgagesMar 2021 Refinance
Apr 2021 Mortgage
+ 2 more
APN0734003000560

Property Details

APN / Parcel Number

Primary APN0734003000560

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,470 sqft Living Area
1st Floor Area2,092 sqft
Upper Floors Area2,092 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,000 sqft (0.528 acres)
Lot Dimensions165 ft deep x 161 ft wide
Garage TypeAttached
Garage Area1,004 sqft

Exterior Amenities

Pool Area81 sqft
PorchSlab
Porch Area532 sqft
Deck AreaDeck Area
Patio Area993 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address318 SCONE CASTLE LOOP
CityCHESAPEAKE
StateVA
Zip23322-2189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal DescriptionLOT 56 EDINBURGH CC2-PH 1 SEC 1
Legal SubdivisionEDINBURGH PUD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1030
Census Tract21004

Owner

Source: Chesapeake City records · APN 0734003000560

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address318 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ATLANTIC BAY MORTGAGE GROUP LLC
Apr 05, 2021Deed of Trust, Mortgage · Unknown
SOUTHERN BANK AND TRUST CO
Sep 24, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Mar 01, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleMar 01, 2023 · Amount on Record
Deed Document Number202522045
Deed Book / Page10897 / 1219
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address318 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010336/767
DateMar 23, 2021
Book Page10336/767
Instrument210013256
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address318 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10345/1194
DateApr 05, 2021
Book Page10345/1194
Instrument210015563
Lender
NameSOUTHERN BANK AND TRUST CO
Agreement
TypeUnknown
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 24, 2025
Property Address318 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
Document Number10897/1219
Book / Page10897 / 1219
Map ReferenceMB 149 PG 110
Instrument DateSep 18, 2025
Instrument250022045
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address318 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189

Mortgage

Document Number0250022046
DateSep 24, 2025
Instrument250022046
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 01, 2023
Property Address318 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
Document Number0010642/57
Book / Page10642 / 57
Instrument DateFeb 24, 2023
Instrument230004103
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,063.00 (+44.13%)$1,392,400 (+11.29%) Land $270,000 Building $1,122,400$1,392,400 (+11.29%) Land $270,000 Building $1,122,400
2023$1,251,100 (+1.07%) Land $250,000 Building $1,001,100$1,251,100 (+1.07%) Land $250,000 Building $1,001,100
2022$1,237,800 Land $250,000 Building $987,800$1,237,800 Land $250,000 Building $987,800
2019$9,757.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskModerate
above 42% of the US · above 69% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35

May also be available: T-Mobile USA.

Based on FCC filings for 72 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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