314 Scone Castle Loop, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 314 Scone Castle Loop, Chesapeake, VA 23322 · Last verified September 2023

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 5 ba · 3,802 sqft · built 2016
Lot Size	0.521 acres (22,738 sqft)
Owner	2 Individual Names on File
Last Sale	$717,000 (Dec 2016)
Tax Bill	$7,560 (2019)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2017 Line of Credit + 2 more
APN	`0734003000540`

Property Details

APN / Parcel Number

Primary APN	`0734003000540`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,802 sqft Total Area
Gross Area	4,339 sqft
1st Floor Area	1,721 sqft
Upper Floors Area	1,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,738 sqft (0.521 acres)
Lot Dimensions	165 ft deep x 164 ft wide
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	499 sqft
Patio Area	479 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 SCONE CASTLE LOOP
City	CHESAPEAKE
State	VA
Zip	23322-2189
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 54 EDINBURGH CC2-PH 1 SEC 1
Legal Subdivision	EDINBURGH PUD
Legal Lot Number	54
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1030
Census Tract	21004

Owner

Source: Chesapeake City records · APN 0734003000540

Assessment roll updated August 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2023	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Aug 07, 2017	Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 09, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2016 · Amount on Record
Deed Sale	Dec 07, 2016 · Amount on Record
Deed Document Number	0097301674
Deed Book / Page	9673 / 1853
Prior Transfer Date	Jul 22, 2016
Prior Transfer Doc	160019897
Record Updated	Jun 07, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	314 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010685/639
Date	Aug 08, 2023
Book Page	10685/639
Instrument	230016755

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Jul 28, 2030

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	314 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009819/655
Date	Aug 07, 2017
Book Page	9819/655
Instrument	170021461

Lender

Name	CHARTWAY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 02, 2032

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	314 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10149/1247
Date	May 13, 2020
Book Page	10149/1247
Instrument	200014731

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	314 SCONE CASTLE LOOP, CHESAPEAKE, VA 23322-2189
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010350/240
Date	Apr 09, 2021
Book Page	10350/240
Instrument	210016747

Lender

Name	NORTH AMERICAN MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$974,000 Land $250,000 Building $724,000	$974,000 Land $250,000 Building $724,000
2019	$7,560.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 82 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016, other causes, Hurricane Matthew
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 81% of Virginia
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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