Bell County property record for 318 Prospector Trl, Harker Heights, TX 76548
| Property Type | Single Family Home |
|---|---|
| Details | 2,758 sqft · built 2005 |
| Lot Size | 0.382 acres (16,638 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $352,900 (Oct 2019) |
| Tax Bill | $5,753 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0912900267 |
| Primary APN | 0912900267 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,758 sqft Living Area |
| 1st Floor Area | 2,758 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,638 sqft (0.382 acres) |
| Lot Dimensions | 141 ft deep x 118 ft wide |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 376 sqft |
| Storage Building | 144 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 318 PROSPECTOR TRL |
|---|---|
| City | HARKER HEIGHTS |
| State | TX |
| Zip | 76548-2794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAGECOACH VALLEY ESTATES PHASE II, BLOCK 004, LOT 0012 |
| Legal Subdivision | STAGECOACH VALLEY ESTATES PHASE II |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21906 |
Source: Bell County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 318 PROSPECTOR TRL, HARKER HEIGHTS, TX 76548-2794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS CHOICE HOME LOANS LP |
| Oct 25, 2019 | Warranty Deed, Transfer AMERICA'S CHOICE HM LNS LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on Record |
| Deed Sale | Oct 25, 2019 · Amount on Record |
| Deed Document Number | 201949050 |
| Prior Transfer Date | Oct 22, 2019 |
| Prior Transfer Doc | 0000049050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 318 PROSPECTOR TRL, HARKER HEIGHTS, TX 76548-2794 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TTL CO I |
| Name | Verified Name |
|---|
| Document Number | 0000036978 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021036978 |
| Name | AMERICAS CHOICE HOME LOANS LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 25, 2019 |
| Property Address | 318 PROSPECTOR TRL, HARKER HEIGHTS, TX 76548-2794 |
| Document Number | 0000049050 |
| Book / Page | 011055 / 000173 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 49050 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 PROSPECTOR TRL HARKER HEIGHTS TX 765482794, HARKER HEIGHTS, TX 76548-2794 |
| Document Number | 49051 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 011055/000178 |
| Instrument | 49051 |
| Name | AMERICA'S CHOICE HM LNS LP |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77024 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 24, 2049 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Harker Heights City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,753.00 (+13.47%) | $367,456 (-5.1%) | $380,368 (-1.76%) Land $63,000 Building $317,368 |
| 2023 | $5,070.00 (-12.16%) Homeowner's exemption | $387,187 Land $38,000 Building $349,187 | $387,187 Land $38,000 Building $349,187 |
| 2022 | $5,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband.
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