Bell County property record for 316 Prospector Trl, Harker Heights, TX 76548
| Property Type | Single Family Home |
|---|---|
| Details | 2,351 sqft · built 2005 |
| Lot Size | 0.312 acres (13,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,600 (May 2014) |
| Tax Bill | $5,121 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0912900270 |
| Primary APN | 0912900270 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,351 sqft Living Area |
| 1st Floor Area | 2,351 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,580 sqft (0.312 acres) |
| Lot Dimensions | 140 ft deep x 97 ft wide |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 232 sqft |
| Canopy | 160 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 316 PROSPECTOR TRL |
|---|---|
| City | HARKER HEIGHTS |
| State | TX |
| Zip | 76548-2794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAGECOACH VALLEY ESTATES PHASE II, BLOCK 004, LOT 0013 |
| Legal Subdivision | STAGECOACH VALLEY ESTATES PHASE II |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21906 |
316 Prospector Trl is owned and occupied by an individual who bought it in May 2014.
Source: Bell County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 PROSPECTOR TRL, HARKER HEIGHTS, TX 76548-2794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2014 · Amount on File |
| Deed Sale | May 28, 2014 · Amount on File |
| Prior Sale | Oct 25, 2007 · Amount on File |
| Deed Document Number | 201418516 |
| Prior Transfer Date | May 20, 2014 |
| Prior Transfer Doc | 0000018516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 316 PROSPECTOR TRL, HARKER HEIGHTS, TX 76548-2794 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000074226 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021074226 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 91366 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2046 |
The 2025 property tax bill for 316 Prospector Trl was $5,121 with a homeowner's exemption.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Harker Heights City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,121.00 | $330,496 | $347,099 Land $63,000 Building $284,099 |
| 2023 | $4,475.00 (-13.11%) Homeowner's exemption | $352,538 Land $38,000 Building $314,538 | $352,538 Land $38,000 Building $314,538 |
| 2022 | $5,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Prospector Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Prospector Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband.
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