313 N Cedar St, O Fallon, IL 62269 Property Records

St. Clair County property record for 313 N Cedar St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 807 sqft · built 1953
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Apr 2013)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2017 Mortgage
APN	`04-30-0-216-028`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-216-028`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	807 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Mixed
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	313 N CEDAR ST
City	O FALLON
State	IL
Zip	62269-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUDINA PLACE LOT/SEC-12 LTS 13 & N 1/2 LT 12 DOC A02363187 A02692209
Legal Subdivision	BUDINA PLACE
Legal Block	216
Legal Lot Number	12,13
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1015
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	313 N CEDAR ST, O FALLON, IL 62269-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Transfer on Death Deed, Transfer
Mar 28, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2013 · Amount on Record
Deed Sale	Apr 11, 2013 · Amount on Record
Deed Document Number	20132363187
Last Transfer Date	Mar 17, 2021
Transfer Doc	0002692209
Record Updated	Oct 29, 2026

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 19, 2021
Property Address	313 N CEDAR ST, O FALLON, IL 62269-1109
Document Number	0A02692209
Map Reference	MB 48 PG 83
Instrument Date	Mar 17, 2021
Instrument	A02692209
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 N CEDAR ST, O FALLON, IL 62269-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	512 E ADAMS ST, O FALLON, IL 62269-1501

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	313 N CEDAR ST, O FALLON, IL 62269-1109
Document Number	00A2534730
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N CEDAR ST O FALLON IL 622691109, O FALLON, IL 62269-1109

Mortgage

Document Number	00A2534730
Date	Apr 26, 2017
Instrument	2534730

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,152.00	$40,863 (+34.34%) Land $7,885 Building $32,978	$122,589 (+34.34%) Land $23,655 Building $98,934
2022		$30,417 Land $5,869 Building $24,548	$91,251 Land $17,607 Building $73,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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