318 Midsummer Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 318 Midsummer Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,753 sqft · built 1992
Lot Size	0.192 acres (8,368 sqft)
Owner	Trust Name on File
Last Sale	$670,000 (Feb 2010)
Tax Bill	$9,847 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02827582`

Property Details

APN / Parcel Number

Primary APN	`09-02827582`
Alternative APN	`02827582`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,753 sqft Living Area
Gross Area	4,131 sqft
1st Floor Area	1,665 sqft
Basement Area	777 sqft
Finished Basement	777 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,368 sqft (0.192 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Deck Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02827582
Street Address	318 MIDSUMMER DR
City	GAITHERSBURG
State	MD
Zip	20878-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	E
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1008
Census Tract	700828

Owner

318 Midsummer Dr is owner-occupied and held in a trust since July 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	318 MIDSUMMER DR, GAITHERSBURG, MD 20878-5220
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Oct 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 30, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2010 · Amount on File
Deed Sale	Feb 24, 2010 · Amount on File
Prior Sale	Feb 11, 2008 · Amount on File
Deed Document Number	2010158665
Last Transfer Date	Jul 11, 2018
Transfer Doc	0566870097
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	318 MIDSUMMER DR, GAITHERSBURG, MD 20878-5220
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0598120380
Date	Jun 12, 2020
Book Page	59812/380

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 1, 2018
Property Address	318 MIDSUMMER DR, GAITHERSBURG, MD 20878-5220
Document Number	0566870097
Book / Page	056687 / 000097
Instrument Date	Jul 11, 2018
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	318 MIDSUMMER DR GAITHERSBURG MD 208785220, GAITHERSBURG, MD 20878-5220

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 19, 2018
Property Address	318 MIDSUMMER DR, GAITHERSBURG, MD 20878-5220
Document Number	0561900070
Book / Page	056190 / 000070
Instrument Date	May 2, 2018
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 MIDSUMMER DR GAITHERSBURG MD 208785220, GAITHERSBURG, MD 20878-5220

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 30, 2018
Property Address	318 MIDSUMMER DR, GAITHERSBURG, MD 20878-5220
Document Number	0558340128
Book / Page	055834 / 000128
Instrument Date	Mar 14, 2018
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	318 MIDSUMMER DR GAITHERSBURG MD 208785220, GAITHERSBURG, MD 20878-5220

Tax Assessment & Valuation

The 2025 property tax bill for 318 Midsummer Dr was $9,847, down 2.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,900 (+3.64%) Land $235,000 Building $570,900	$805,900 (-) Land $235,000 Building $570,900
2025	$9,847.00 (-2.67%)	$777,600	$805,900 Land $235,000 Building $570,900
2024	$10,117.00
2023		$721,000 Land $235,000 Building $486,000	$721,000 Land $235,000 Building $486,000
2022	$8,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Midsummer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Midsummer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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