317 Midsummer Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 317 Midsummer Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,910 sqft · built 1992
Lot Size	0.291 acres (12,654 sqft)
Owner	2 Individual Names on File
Last Sale	$826,375 (Apr 2021)
Tax Bill	$10,701 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02827547`

Property Details

APN / Parcel Number

Primary APN	`09-02827547`
Alternative APN	`02827547`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,910 sqft Living Area
Gross Area	4,393 sqft
1st Floor Area	2,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,654 sqft (0.291 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	413 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02827547
Street Address	317 MIDSUMMER DR
City	GAITHERSBURG
State	MD
Zip	20878-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	J
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700828

Owner

317 Midsummer Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	317 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Apr 16, 2021	Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Sep 30, 1992 · Amount on File
Deed Book / Page	62601 / 462
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	317 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224

Mortgage

Document Number	0633660392
Date	Jun 28, 2021
Book Page	63366/392

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 16, 2021
Property Address	317 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224
Document Number	0626010462
Book / Page	62601 / 462
Map Reference	MB 151 PL 17276
Instrument Date	Mar 10, 2021
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	TITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,395.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	317 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224

Mortgage

Document Number	62601469
Date	Apr 16, 2021
Instrument	62601/469

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 317 Midsummer Dr was $10,701.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$896,400 (+6.3%) Land $250,100 Building $646,300	$896,400 (-) Land $250,100 Building $646,300
2025	$10,701.00	$843,267	$896,400 Land $250,100 Building $646,300
2023		$737,000 Land $250,100 Building $486,900	$737,000 Land $250,100 Building $486,900
2022	$8,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Midsummer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Midsummer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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