318 E Spencer Ln, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 318 E Spencer Ln, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	3,083 sqft · built 1999
Lot Size	2.01 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2023)
Tax Bill	$12,512 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2022 Foreclosure
APN	`11-00988-01-00013-01`

Property Details

APN / Parcel Number

Primary APN	`11-00988-01-00013-01`
Alternative APNs	`11009880001000130001` `11009880100013`

Interior

Stories	2 Stories
Building Area	3,083 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Tudor
Lot Area	87,991 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	11009880100013
Street Address	318 E SPENCER LN
City	GALLOWAY
State	NJ
Zip	08205-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Description	INCL BLK 988-01 LOTS 13.01 28.01
Legal Subdivision	INCL
Legal Block	988.1
Legal Lot Number	13.1
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	2
Census Block	2000
Census Tract	10503

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 E SPENCER LN, GALLOWAY, NJ 08205-3256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed, Transfer · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP
Dec 9, 2022	Sheriff's Deed, Foreclosure · Construction Mortgage W SMITH PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	202349856
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Nov 30, 2023
Property Address	318 E SPENCER LN, GALLOWAY, NJ 08205-3256
Document Number	0000049856
Instrument Date	Oct 25, 2023
Instrument	2023049856
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 N CAMBRIDGE AVE, VENTNOR CITY, NJ 08406-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E SPENCER LN, GALLOWAY, NJ 08205-3256

Mortgage

Document Number	0000049857
Date	Nov 30, 2023
Instrument	2023049857

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

December 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Dec 9, 2022
Property Address	318 E SPENCER LN, GALLOWAY, NJ 08205-3256
Document Number	0000066354
Instrument Date	Oct 18, 2022
Instrument	2022066354
Transaction Type	Foreclosure
Record Updated	Oct 9, 2025
Title Company	ATLANTIC TITLE INC, ATLANTIC TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 N CAMBRIDGE AVE, VENTNOR CITY, NJ 08406-2243

Mortgage

Document Number	0000066355
Date	Dec 9, 2022
Instrument	2022066355

Lender

Name	W SMITH PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,100 (-) Land $61,800 Building $307,300	$369,100 (-) Land $61,800 Building $307,300
2025	$12,512.00 (+1.56%)	$369,100 (+23.16%) Land $61,800 Building $307,300	$369,100 (+23.16%) Land $61,800 Building $307,300
2024	$12,320.00 (+28.03%)
2023		$299,700 (-) Land $61,800 Building $237,900	$299,700 (-) Land $61,800 Building $237,900
2022	$9,623.00 (+2.04%)	$299,700 Land $61,800 Building $237,900	$299,700 Land $61,800 Building $237,900
2021	$9,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 76% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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