317 E Spencer Ln, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 317 E Spencer Ln, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	2,186 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2017)
Tax Bill	$6,780 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2017 Sale & Mortgage
APN	`11-00988-01-00028-02`

Property Details

APN / Parcel Number

Primary APN	`11-00988-01-00028-02`
Alternative APNs	`11009880001000280002` `15V`

Interior

Stories	1 Story
Building Area	2,186 sqft Living Area
1st Floor Area	2,186 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Lot Area	87,120 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	15V
Street Address	317 E SPENCER LN
City	GALLOWAY
State	NJ
Zip	08205-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Block	988.1
Legal Lot Number	28.2
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	2
Census Block	2000
Census Tract	10503

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	724 S 2ND AVE, GALLOWAY, NJ 08205-9546
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Jun 8, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Prior Sale	Dec 17, 2015
Deed Document Number	201731429
Prior Transfer Date	Sep 28, 2007
Prior Transfer Doc	0000093044
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	317 E SPENCER LN, GALLOWAY, NJ 08205-3257
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	WIN TITLE AGENCY LLC, ZINN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025042
Date	May 18, 2022
Instrument	2022025042

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2052

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Jun 8, 2017
Property Address	317 E SPENCER LN, GALLOWAY, NJ 08205-3257
Document Number	0000031429
Instrument Date	May 9, 2017
Instrument	2017031429
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	AGENTS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	724 S 2ND AVE, GALLOWAY, NJ 08205-9546

Mortgage

Document Number	0000031430
Date	Jun 8, 2017
Instrument	2017031430

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $65,000 Building $135,000	$200,000 (-) Land $65,000 Building $135,000
2025	$6,780.00 (+1.56%)	$200,000 (-) Land $65,000 Building $135,000	$200,000 (-) Land $65,000 Building $135,000
2024	$6,676.00 (+3.96%)
2023		$200,000 Land $65,000 Building $135,000	$200,000 Land $65,000 Building $135,000
2022	$6,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Spencer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures