318 E Main St, Klemme, IA 50449 Property Records

Hancock County property record for 318 E Main St, Klemme, IA 50449

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,209 sqft · built 1921
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on Record
Last Sale	$42,000 (Jul 2011)
Tax Bill	$872 (2025)
Deeds & Mortgages	Jul 2011 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`2702090010`

Property Details

APN / Parcel Number

Primary APN	`2702090010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
1st Floor Area	780 sqft
Attic	Attic
Attic Area	429 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,320 sqft (0.191 acres)
Garage Type	Mixed
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	318 E MAIN ST
City	KLEMME
State	IA
Zip	50449-9050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLEMME'S 1ST EXC W 3' LOT 1 BLK 9
Legal Subdivision	KLEMME'S 1ST ADDITION
Legal Block	9
Legal Lot Number	1
Jurisdiction	HANCOCK IA
Township / Civil Division	ELL
Census Block Group	2
Census Block	2173
Census Tract	270200

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 E MAIN ST, KLEMME, IA 50449-9050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2011 · Amount on Record
Deed Sale	Jul 19, 2011 · Amount on Record
Deed Document Number	20111555
Record Updated	Oct 29, 2026

July 2011: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	HANCOCK IA
Recording Date	Jul 19, 2011
Property Address	318 E MAIN ST, KLEMME, IA 50449-9050
Document Number	0000111555
Instrument Date	Jul 15, 2011
Instrument	11-1555
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$66.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E MAIN ST, KLEMME, IA 50449-9050

Mortgage

Document Number	0000111556
Date	Jul 19, 2011
Instrument	11-1556

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Klemme City
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$872.00 (+12.08%)	$67,650 (+17.45%) Land $7,880 Building $59,770	$67,650 (+17.45%) Land $7,880 Building $59,770
2024	$778.00 (+15.77%)
2023		$57,600 (+28.6%) Land $5,040 Building $52,560	$57,600 (+28.6%) Land $5,040 Building $52,560
2022	$672.00	$44,790 Land $5,040 Building $39,750
2021			$44,790 Land $5,040 Building $39,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLEMME WATER WORKS serves 441 people · EPA ID IA4155035
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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