221 E Main St, Klemme, IA 50449 Property Records

Hancock County property record for 221 E Main St, Klemme, IA 50449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1930
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (May 2026)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2702070030`

Property Details

APN / Parcel Number

Primary APN	`2702070030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	960 sqft
Basement Area	696 sqft
Finished Basement	140 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Deck Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	221 E MAIN ST
City	KLEMME
State	IA
Zip	50449-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLEMME'S 1ST LOTS 1 & 2 & EXC W 10' OF LOT 3 BLK 7
Legal Subdivision	KLEMME'S 1ST ADDITION
Legal Block	7
Legal Lot Number	3
Jurisdiction	HANCOCK IA
Township / Civil Division	ELL
Census Block Group	2
Census Block	2171
Census Tract	270200

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 E MAIN ST, KLEMME, IA 50449-9049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Apr 7, 2005 · Amount on Record
Deed Document Number	2026806
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	May 27, 2026
Property Address	221 E MAIN ST, KLEMME, IA 50449-9049
Document Number	0000000806
Instrument Date	May 20, 2026
Instrument	2026806
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,039.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 E MAIN ST, KLEMME, IA 50449-9049

Mortgage

Document Number	0000000807,
Date	May 27, 2026
Instrument	2026807

Lender

Name	CLEAR LAKE BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Klemme City
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+10.42%)	$82,300 (+16.03%) Land $7,750 Building $74,550	$82,300 (+16.03%) Land $7,750 Building $74,550
2024	$960.00 (-20.2%)
2023		$70,930 (+31.96%) Land $4,960 Building $65,970	$70,930 (+31.96%) Land $4,960 Building $65,970
2022	$1,203.00	$53,750 Land $4,960 Building $48,790
2021			$53,750 Land $4,960 Building $48,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLEMME WATER WORKS serves 441 people · EPA ID IA4155035
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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