318 E Main St, Chesterfield, SC 29709 Property Records

Chesterfield County property record for 318 E Main St, Chesterfield, SC 29709

Property Summary

Property Type	Commercial
Owner	Company Name on Record
Last Sale	$1,395,000 (Jun 2016)
Tax Bill	$17,818 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`190 001 002 011`

Property Details

APN / Parcel Number

Primary APN	`190 001 002 011`
Alternative APNs	`00024365` `01372493` `1372493`

Exterior

Total Buildings	3 Buildings

Location & Zoning

Account Number	00024365
Street Address	318 E MAIN ST
City	CHESTERFIELD
State	SC
Zip	29709-1720
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	320 E MAIN ST-HOUSE & 318 E MAIN ST-FUNERAL HOME
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1031
Census Tract	950402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	East Main Street Historic District listed 1982 · 21 contributing resources · NRIS 82003847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesterfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	318 E MAIN ST, CHESTERFIELD, SC 29709-1720
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Mar 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Jun 29, 2016	Deed, Transfer · Commercial Mortgage LIVE OAK BANKING COMPANY
Jun 29, 2016	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2016 · Amount on Record
Deed Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	201600002181
Deed Book / Page	499 / 0471
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	318 E MAIN ST, CHESTERFIELD, SC 29709-1720
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, CHESTERFIELD, SC 29709-1720

Mortgage

Document Number	00522/1298
Date	Mar 17, 2021
Book Page	522/1298
Instrument	202100001097

Lender

Name	FIRST BANK
Type	Bank
Address	CHERAW, SC 29520

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	318 E MAIN ST, CHESTERFIELD, SC 29709-1720
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E MAIN ST, CHESTERFIELD, SC 29709-1720

Mortgage

Document Number	00522/1313
Date	Mar 17, 2021
Book Page	522/1313
Instrument	202100001099

Lender

Name	FIRST BANK
Type	Bank
Address	CHERAW, SC 29520

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jun 29, 2016
Property Address	318 E MAIN ST, CHESTERFIELD, SC 29709-1720
Document Number	00499/0471
Book / Page	499 / 0471
Instrument Date	Jun 28, 2016
Instrument	201600002181
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,156.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E MAIN ST, CHESTERFIELD, SC 29709-1720

Mortgage

Document Number	00484/1302
Date	Jun 29, 2016
Book Page	484/1302
Instrument	201600002182

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 5, 2041

June 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jun 29, 2016
Property Address	318 E MAIN ST, CHESTERFIELD, SC 29709-1720
Document Number	00499/0471
Book / Page	499 / 0471
Instrument Date	Jun 28, 2016
Instrument	201600002181
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,156.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E MAIN ST, CHESTERFIELD, SC 29709-1720

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Chesterfield Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,818.00 (+4.93%)	$48,460 (+8.78%) Land $5,360 Building $43,100	$847,400 (+10.21%) Land $91,000 Building $756,400
2023	$16,981.00	$44,550 Land $5,400 Building $39,150	$768,900 Land $91,600 Building $677,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWN OF (1310002) serves 1,670 people · EPA ID SC1310002
Water Source	Purchased groundwater from CHESTERFIELD CO RURAL WATER
Last State Inspection	Mar 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sandhill Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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