316 E Main St, Chesterfield, SC 29709 Property Records

Chesterfield County property record for 316 E Main St, Chesterfield, SC 29709

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,984 sqft · built 1941
Lot Size	1.7 acres (74,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Oct 2011)
Tax Bill	$610 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`190 001 002 012`

Property Details

APN / Parcel Number

Primary APN	`190 001 002 012`
Alternative APNs	`00024366` `01372593` `1372593`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,984 sqft Total Area
1st Floor Area	1,984 sqft
Basement Area	835 sqft
Unfinished Basement	835 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	74,481 sqft (1.7 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	00024366
Street Address	316 E MAIN ST
City	CHESTERFIELD
State	SC
Zip	29709-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	316 E MAIN ST
Legal Subdivision	KIP AND ELIZABETH MOSS
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1031
Census Tract	950402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	East Main Street Historic District listed 1982 · 21 contributing resources · NRIS 82003847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesterfield County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 E MAIN ST, CHESTERFIELD, SC 29709-1720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2011 · Amount on Record
Deed Sale	Oct 5, 2011 · Amount on Record
Deed Document Number	20113128
Deed Book / Page	465 / 1445
Last Transfer Date	Feb 3, 2014
Transfer Doc	00481/1473
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	316 E MAIN ST, CHESTERFIELD, SC 29709-1720
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E MAIN ST, CHESTERFIELD, SC 29709-1720

Mortgage

Document Number	521/1108
Date	Feb 9, 2021
Book Page	521/1108
Instrument	202100000588

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 11, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	316 E MAIN ST, CHESTERFIELD, SC 29709-1720
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E MAIN ST, CHESTERFIELD, SC 29709-1720

Mortgage

Document Number	521/1118
Date	Feb 9, 2021
Book Page	521/1118
Instrument	202100000589

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	SELLERS, SC 29592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Chesterfield Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$610.00 (+5.54%)	$3,940 (+14.87%) Land $640 Building $3,300	$157,500 (+32.13%) Land $16,000 Building $141,500
2023	$578.00	$3,430 Land $600 Building $2,830	$119,200 Land $15,000 Building $104,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWN OF (1310002) serves 1,670 people · EPA ID SC1310002
Water Source	Purchased groundwater from CHESTERFIELD CO RURAL WATER
Last State Inspection	Mar 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sandhill Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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