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318 E Main St, Bradford, OH 45308 Property Records

Miami County property record for 318 E Main St, Bradford, OH 45308

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,466 sqft · built 1920
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (May 2026)
Tax Bill$299 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNH18-000220

Property Details

APN / Parcel Number

Primary APNH18-000220
Alternative APNs
  • 090422.2-12-020-00
  • H18BF047 00700

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,466 sqft Living Area
1st Floor Area2,100 sqft
Upper Floors Area416 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions137 ft deep x 66 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area304 sqft
Patio Area112 sqft
Canopy304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address318 E MAIN ST
CityBRADFORD
StateOH
Zip45308-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 40 66 W SIDE
Legal SubdivisionTOWN OF BRADFORD
Legal Lot Number40
JurisdictionMIAMI OH
Township / Civil DivisionNEWBERRY
Census Block Group2
Census Block2024
Census Tract320100

Owner

318 E Main St is owned and occupied by an individual who bought it in May 2026.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address318 E MAIN ST, BRADFORD, OH 45308-1112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2026 · Amount on File
Deed SaleMay 29, 2026 · Amount on File
Prior SaleJun 9, 2025 · Amount on File
Deed Document Number20266526
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMay 29, 2026
Property Address318 E MAIN ST, BRADFORD, OH 45308-1112
Document Number0000006526
Instrument DateMay 28, 2026
Instrument20266526
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$43,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E MAIN ST, BRADFORD, OH 45308-1112

Mortgage

Document Number0000006527,
DateMay 29, 2026
Instrument20266527
Lender
NameCORNERSTONE MORTGAGE INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 318 E Main St was $299 with a homeowner's exemption, down 38.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityBradford Village
CountyMiami County
County SubdivisionNewberry Township
Unified School DistrictBradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$299.00 (-38.35%) Homeowner's exemption$30,800 (+39.62%) Land $5,950 Building $24,850$88,000 Land $17,000 Building $71,000
2024$485.00 (-3%) Homeowner's exemption$22,060 (-) Land $6,410 Building $15,650
2023$500.00 (+85.87%) Homeowner's exemption$22,060 (-) Land $6,410 Building $15,650$63,000 (-) Land $18,300 Building $44,700
2022$269.00 Homeowner's exemption$22,060 Land $6,410 Building $15,650$63,000 Land $18,300 Building $44,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 318 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRADFORD VILLAGE PWS
serves 2,000 people · EPA ID OH1900212
Water SourceGroundwater
Last State InspectionJan 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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