302 E Main St, Bradford, OH 45308 Property Records

Miami County property record for 302 E Main St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 1920
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2024)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Feb 2024 Sale Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H18-000190`

Property Details

APN / Parcel Number

Primary APN	`H18-000190`
Alternative APNs	`090422.2-12-018-00` `H18BF047 00500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	1,488 sqft
2nd Floor Area	600 sqft
Upper Floors Area	600 sqft
Basement Area	658 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	137 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	H18BF047 00500
Street Address	302 E MAIN ST
City	BRADFORD
State	OH
Zip	45308-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 39 73 W PT
Legal Subdivision	BRADFORD
Legal Lot Number	39 73
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2024
Census Tract	320100

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 E MAIN ST, BRADFORD, OH 45308-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer
Nov 22, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 4, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Mar 4, 2019	Warranty Deed, Transfer · Line of Credit AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	342
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 29, 2024
Property Address	302 E MAIN ST, BRADFORD, OH 45308-1112
Document Number	0000002024
Instrument Date	Feb 27, 2024
Instrument	2024OR-02024
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E MAIN ST, BRADFORD, OH 45308-1112

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 22, 2022
Property Address	302 E MAIN ST, BRADFORD, OH 45308-1112
Document Number	0000016738
Instrument Date	Nov 18, 2022
Instrument	2022OR-16738
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E MAIN ST, BRADFORD, OH 45308-1112

Mortgage

Document Number	0000016739
Date	Nov 22, 2022
Instrument	2022OR-16739

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 4, 2020
Property Address	302 E MAIN ST, BRADFORD, OH 45308-1112
Document Number	0000010642
Instrument Date	Jul 31, 2020
Instrument	2020OR-10642
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E MAIN ST, BRADFORD, OH 45308-1112

Mortgage

Document Number	0000010643
Date	Aug 4, 2020
Instrument	2020OR-10643

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Aug 1, 2020

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Aug 4, 2020
Property Address	302 E MAIN ST, BRADFORD, OH 45308-1112
Document Number	0000010641
Instrument Date	Jul 31, 2020
Instrument	10641
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	302 E MAIN ST BRADFORD OH 453081112, BRADFORD, OH 45308-1112

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 4, 2019
Property Address	302 E MAIN ST, BRADFORD, OH 45308-1112
Document Number	0000002243
Instrument Date	Feb 15, 2019
Instrument	2019OR-02243
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	302 E MAIN ST, BRADFORD, OH 45308-1112

Mortgage

Document Number	0000002244
Date	Mar 4, 2019
Instrument	2019OR-02244

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,634.00 (+28.55%) Homeowner's exemption	$77,040 (+45.39%) Land $2,980 Building $74,060	$220,100 (+45.38%) Land $8,500 Building $211,600
2024	$2,049.00 (+1.79%) Homeowner's exemption	$52,990 (-) Land $3,220 Building $49,770
2023	$2,013.00 (-4.73%) Homeowner's exemption	$52,990 (-) Land $3,220 Building $49,770	$151,400 (-) Land $9,200 Building $142,200
2022	$2,113.00 Homeowner's exemption	$52,990 Land $3,220 Building $49,770	$151,400 Land $9,200 Building $142,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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