Jefferson County property record for 318 E Madison St, Waterloo, WI 53594 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $278,000 (2022) |
| Tax Bill | $5,607.00 (2025) |
| Primary APN | 290-0813-0822-014 |
|---|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 318 E MADISON ST |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1234 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG 68.28FT E OF NW/C OF LOT 3,BLK 20, E60FT, S170.94FT, W5FT, N10FT W55FT, N160.94FT TO POB. BEING PT OF LOT 3, BLK 20, ORIG PLT. ALSO DRWY ESMT IN DOC 1352600. SUBJ TO ESMT IN DOC 1352601. |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 08 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 20 |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON WI |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2034 |
| Census Tract | 100400 |
Source: Jefferson County records · APN 290-0813-0822-014
Assessment roll updated February 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 E MADISON ST, WATERLOO, WI 53594-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU |
| Oct 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jul 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2022 · Amount on Record |
| Deed Sale | Oct 03, 2022 · Amount on Record |
| Prior Sale | Mar 31, 2015 · Amount on Record |
| Deed Doc Number | 20221467780 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Jul 31, 2026 |
| Property Address | 318 E MADISON ST, WATERLOO, WI 53594-1234 |
| Document Number | 0001510203 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20261510203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 318 E MADISON ST, WATERLOO, WI 53594-1234 |
| Document Number | 0001510203, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20261510203 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 318 E MADISON ST, WATERLOO, WI 53594-1234 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001479414 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 1479414 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Oct 03, 2022 |
| Property Address | 318 E MADISON ST, WATERLOO, WI 53594-1234 |
| Document Number | 0001467780 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 1467780 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $834.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 E MADISON ST, WATERLOO, WI 53594-1234 |
| Document Number | 0001467781 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 1467781 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 318 E MADISON ST, WATERLOO, WI 53594-1234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001465003 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 1465003 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Jefferson County records · Assessment roll updated February 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,607.00 (+39.58%) Homeowner's exemption | $306,000 (+52.92%) Land $44,500 Building $261,500 | $337,700 |
| 2023 | $4,017.00 Homeowner's exemption | $200,100 Land $35,000 Building $165,100 |
318 E Madison St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Jefferson County (55055C), updated November 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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