315 1/2 E Madison St, Waterloo, WI 53594 Property Records

Jefferson County property record for 315 1/2 E Madison St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Feb 2024)
Tax Bill	$4,897 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0533-015`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0533-015`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	315 1/2 E MADISON ST
City	WATERLOO
State	WI
Zip	53594-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW/C LOT 1, BLK 5, 1ST ADD, N ON E/L MILL ST 92FT, E TO PT 60FT W OF STONE WALL S TO MADISON ST, W100FT TO POB
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Subdivision	FIRST ADDITION TO THE CITY OF WATERLOO
Legal Block	5
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2033
Census Tract	100400

Owner

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 1/2 E MADISON ST, WATERLOO, WI 53594-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF NEW GLARUS
Feb 8, 2024	Warranty Deed, Transfer
Feb 8, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2024 · Amount on Record
Deed Sale	Feb 8, 2024 · Amount on Record
Prior Sale	Feb 8, 2024 · Amount on Record
Deed Document Number	20241481371
Prior Transfer Date	Dec 14, 2023
Prior Transfer Doc	0001480158
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Feb 8, 2024
Property Address	315 1/2 E MADISON ST, WATERLOO, WI 53594-1233
Document Number	0001481371
Instrument Date	Feb 6, 2024
Instrument	1481371
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MADISON ST, WATERLOO, WI 53594-1233

Mortgage

Document Number	0001481372
Date	Feb 8, 2024
Instrument	1481372

Lender

Name	BANK OF NEW GLARUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.74%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.74%
Max Rate At Change	10.7%
Index	Other
Max Rate	13.7%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Feb 8, 2024
Property Address	315 1/2 E MADISON ST, WATERLOO, WI 53594-1233
Document Number	0001481369
Instrument Date	Jan 16, 2024
Instrument	1481369
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount Recorded
Tax	$93.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 VAN BUREN ST, WATERLOO, WI 53594-1412

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Feb 8, 2024
Property Address	315 1/2 E MADISON ST, WATERLOO, WI 53594-1233
Document Number	0001481370
Instrument Date	Jan 16, 2024
Instrument	1481370
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount Recorded
Tax	$188.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 VAN BUREN ST, WATERLOO, WI 53594-1412

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,897.00 (+49.76%) Homeowner's exemption	$267,300 (+63.49%) Land $38,500 Building $228,800	$295,000
2023	$3,270.00 (+6%) Homeowner's exemption	$163,500 (-) Land $30,000 Building $133,500
2022	$3,085.00 Homeowner's exemption	$163,500 Land $30,000 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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