318 E Iowa Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 318 E Iowa Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,710 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Jun 2025)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94242-17-011`

Property Details

APN / Parcel Number

Primary APN	`94242-17-011`
Alternative APN	`R1504002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Basement Area	1,692 sqft
Finished Basement	1,692 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	650 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1504002
Old Parcel Number	9424217011
Street Address	318 E IOWA AVE
City	BERTHOUD
State	CO
Zip	80513-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, BLK 8, MARY'S FARM SUB, BER (AKA LOT 11, BLK 8, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69
Legal Township	04
Legal Section	24
Legal Quarter	NW
Legal Subdivision	MARY S FARM
Legal Block	8
Legal Lot Number	11
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2035
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	318 E IOWA AVE, BERTHOUD, CO 80513-1460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 24, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
Jul 21, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	20250024962
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	318 E IOWA AVE, BERTHOUD, CO 80513-1460
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004730
Date	Feb 7, 2024
Instrument	20240004730

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 19, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 24, 2021
Property Address	318 E IOWA AVE, BERTHOUD, CO 80513-1460
Document Number	0000029708
Map Reference	DOC 97042221
Instrument Date	Mar 19, 2021
Instrument	20210029708
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	GUARANTY TITLE COMPANY, GUARANTY TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	318 E IOWA AVE, BERTHOUD, CO 80513-1460

Mortgage

Document Number	0000029709
Date	Mar 24, 2021
Instrument	20210029709

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 21, 2020
Property Address	318 E IOWA AVE, BERTHOUD, CO 80513-1460
Document Number	0000054443
Instrument Date	Jul 21, 2020
Instrument	54443
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E IOWA AVE BERTHOUD CO 805131460, BERTHOUD, CO 80513-1460

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	318 E IOWA AVE, BERTHOUD, CO 80513-1460
Document Number	0000002906
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E IOWA AVE BERTHOUD CO 805131460, BERTHOUD, CO 80513-1460

Mortgage

Document Number	0000002906
Date	Jan 16, 2018
Instrument	2906

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,037.00 (+11.27%)	$39,900 (-6.8%) Land $2,731 Building $37,169	$638,400 (-0.09%) Land $43,700 Building $594,700
2023	$3,628.00 (+13.13%)	$42,813 (+27.99%) Land $2,928 Building $39,885	$639,000 (+32.77%) Land $43,700 Building $595,300
2022	$3,207.00	$33,450 Land $3,037 Building $30,413	$481,300 Land $43,700 Building $437,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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