316 E Iowa Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 316 E Iowa Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$536,500 (Jun 2022)
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94242-17-012`

Property Details

APN / Parcel Number

Primary APN	`94242-17-012`
Alternative APN	`R1504029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
Basement Area	1,014 sqft
Finished Basement	816 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	738 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1504029
Old Parcel Number	9424217012
Street Address	316 E IOWA AVE
City	BERTHOUD
State	CO
Zip	80513-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLK 8, MARY'S FARM SUB, BER (AKA LOT 12, BLK 8, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69
Legal Township	04
Legal Section	24
Legal Quarter	NW
Legal Subdivision	MARY S FARM
Legal Block	8
Legal Lot Number	12
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2035
Census Tract	2700

Owner

316 E Iowa Ave is owned and occupied by an individual who bought it in June 2022.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	316 E IOWA AVE, BERTHOUD, CO 80513-1460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 13, 2022	Special Warranty Deed, Transfer 8Z TITLE
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Aug 21, 2020	Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Document Number	RECEPT # 20220036717
Record Updated	Jun 8, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 8, 2022
Property Address	316 E IOWA AVE, BERTHOUD, CO 80513-1460
Document Number	0000036717
Map Reference	DOC 97042221
Instrument Date	Jun 8, 2022
Instrument	20220036717
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	8Z TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	316 E IOWA AVE, BERTHOUD, CO 80513-1460

Mortgage

Document Number	0000036718
Date	Jun 8, 2022
Instrument	20220036718

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 13, 2022
Property Address	316 E IOWA AVE, BERTHOUD, CO 80513-1460
Document Number	0000030963
Map Reference	DOC 97042221
Instrument Date	May 13, 2022
Instrument	20220030963
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	8Z TITLE

Transaction

Amount	Amount on Record
Tax	$53.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E IOWA AVE, BERTHOUD, CO 80513-1460
Investor	Possibly a Property Investor

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	316 E IOWA AVE, BERTHOUD, CO 80513-1460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044728
Date	Jul 10, 2017
Instrument	20170044728

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 25, 2042

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	316 E IOWA AVE, BERTHOUD, CO 80513-1460
Document Number	0000068523
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318E LOWA AVE BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	0000068523
Date	Aug 31, 2020
Instrument	68523

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	316 E IOWA AVE, BERTHOUD, CO 80513-1460
Document Number	0000021445
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E IOWA AVE BERTHOUD CO 805131460, BERTHOUD, CO 80513-1460

Mortgage

Document Number	0000021445
Date	Mar 30, 2020
Instrument	21445

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 29, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 316 E Iowa Ave was $3,224.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,224.00	$31,869 Land $2,731 Building $29,138	$509,900 Land $43,700 Building $466,200
2023	$2,872.00 (+16.18%)	$34,653 (+34.43%) Land $2,928 Building $31,725	$517,200 (+39.44%) Land $43,700 Building $473,500
2022	$2,472.00	$25,777 Land $3,037 Building $22,740	$370,900 Land $43,700 Building $327,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 E Iowa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 E Iowa Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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