318 E Elm St, Strawberry Point, IA 52076 Property Records

Clayton County property record for 318 E Elm St, Strawberry Point, IA 52076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,898 sqft · built 1915
Lot Size	0.398 acres (17,325 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Jan 2017)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4122428024`

Property Details

APN / Parcel Number

Primary APN	`4122428024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
1st Floor Area	816 sqft
Attic	Attic
Attic Area	476 sqft
Basement Area	844 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	17,325 sqft (0.398 acres)
Lot Dimensions	165 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	318 E ELM ST
City	STRAWBERRY POINT
State	IA
Zip	52076-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANNIS E 71FT LOT 13 & W 34FT LOT 14
Legal Subdivision	GRANNIS ADD/STRAWBERRY POINT
Legal Lot Number	13,14
Jurisdiction	CLAYTON IA
Township / Civil Division	CASS
Census Block Group	2
Census Block	2072
Census Tract	70600

Owner

318 E Elm St is owned and occupied by an individual who acquired it in February 2024.

Source: Clayton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	318 E ELM ST, STRAWBERRY POINT, IA 52076-9646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 2, 2024	Affidavit of Death of Joint Tenant, Transfer
Jan 17, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Deed Document Number	2017170
Last Transfer Date	Feb 2, 2024
Transfer Doc	2024R00291
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	318 E ELM ST, STRAWBERRY POINT, IA 52076-9646
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04472
Date	Oct 22, 2021
Instrument	2021R04472

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLAYTON IA
Recording Date	Feb 2, 2024
Property Address	318 E ELM ST, STRAWBERRY POINT, IA 52076-9646
Document Number	2024R00291
Instrument Date	Jan 31, 2024
Instrument	2024R00291
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E ELM ST, STRAWBERRY POINT, IA 52076-9646

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Jan 17, 2017
Property Address	318 E ELM ST, STRAWBERRY POINT, IA 52076-9646
Document Number	2017R00170
Instrument Date	Jan 6, 2017
Instrument	2017R00170
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 E ELM ST, STRAWBERRY POINT, IA 52076-9646

Mortgage

Document Number	2017R00172
Date	Jan 17, 2017
Instrument	2017R00172

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank
Address	EDGEWOOD, IA 52042

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 318 E Elm St was $2,312 with a homeowner's exemption, up 13.6% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Strawberry Point City
Unified School District	Starmont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00 (+13.56%) Homeowner's exemption	$164,559 Land $18,163 Building $146,396	$164,559 Land $18,163 Building $146,396
2024	$2,036.00
2023		$143,806 Land $15,794 Building $128,012	$143,806 Land $15,794 Building $128,012
2022	$1,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 E Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STRAWBERRY POINT WATER SUPPLY serves 1,155 people · EPA ID IA2279003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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