317 E Elm St, Strawberry Point, IA 52076 Property Records

Clayton County property record for 317 E Elm St, Strawberry Point, IA 52076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 1,630 sqft · built 1920
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4122280002`

Property Details

APN / Parcel Number

Primary APN	`4122280002`
Alternative APNs	`4122280003` `4122279007`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	740 sqft
Basement Area	916 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	123,710 sqft (2.84 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Area	768 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4122279007
Street Address	317 E ELM ST
City	STRAWBERRY POINT
State	IA
Zip	52076-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANNIS W 80 OF LOT 2 & 8 X 36 OF NE CORN OF LOT 3 & LOT 25 SE NE 22-91-6
Legal Range	6W
Legal Township	91N
Legal Section	22
Legal Subdivision	RAILROAD ADD 01
Legal Lot Number	2-3,2
Jurisdiction	CLAYTON IA
Township / Civil Division	CASS
Census Block Group	2
Census Block	2040
Census Tract	70600

Owner

317 E Elm St is owned and occupied by two individuals who acquired it in January 2014.

Source: Clayton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 E ELM ST, STRAWBERRY POINT, IA 52076-9647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Nov 4, 2022	Warranty Deed, Transfer
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 31, 2014
Transfer Doc	2014R00391
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	317 E ELM ST, STRAWBERRY POINT, IA 52076-9647
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R05444
Date	Dec 28, 2020
Instrument	2020R05444

Lender

Name	US BANK NA ND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	317 E ELM ST, STRAWBERRY POINT, IA 52076-9647
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04562
Date	Oct 28, 2021
Instrument	2021R04562

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2031

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	317 E ELM ST, STRAWBERRY POINT, IA 52076-9647
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R05469
Date	Dec 30, 2020
Instrument	2020R05469

Lender

Name	US BANK NA ND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Nov 4, 2022
Property Address	317 E ELM ST, STRAWBERRY POINT, IA 52076-9647
Document Number	2022R04038
Map Reference	PB 12 PG 14
Instrument Date	Oct 26, 2022
Instrument	2022R04038
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Tax	$7.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 E ELM ST, STRAWBERRY POINT, IA 52076-9647

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Jun 25, 2021
Property Address	317 E ELM ST, STRAWBERRY POINT, IA 52076-9647
Document Number	2021R02622
Map Reference	PB 12 PG 14
Instrument Date	Jun 23, 2021
Instrument	2021R02622
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11973 400TH ST, STRAWBERRY POINT, IA 52076-8299

Mortgage

Document Number	2021R02624
Date	Jun 25, 2021
Instrument	2021R02624

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 317 E Elm St was $2,158 with a homeowner's exemption, up 13.1% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Strawberry Point City
Unified School District	Starmont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (+13.1%) Homeowner's exemption	$155,328 Land $34,610 Building $120,718	$155,328 Land $34,610 Building $120,718
2024	$1,908.00
2023		$131,122 (+19.09%) Land $30,096 Building $101,026	$131,122 Land $30,096 Building $101,026
2022	$1,970.00 (-2.76%)	$110,106 Land $29,176 Building $80,930
2021	$2,026.00		$110,106 Land $29,176 Building $80,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 E Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STRAWBERRY POINT WATER SUPPLY serves 1,155 people · EPA ID IA2279003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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