318 E Chapman St, Ely, MN 55731 Property Records

St. Louis County property record for 318 E Chapman St, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1895
Square Footage1,143 sqft Gross Area
Lot Size3,803 sqft (0.087 acres)
Garage264 sqft
Last Sale$195,000 (2022)
Tax Bill$3,032.00 (2026)

Property Details

APN / Parcel Number

Primary APN030-0370-01890
Alternative APNs
  • 1137209
  • 980822

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Partial Baths1 Partial Baths
Total Rooms2 Rooms
Building Area1,143 sqft Gross Area
1st Floor1,143 sqft 1st Floor
Basement Area864 sqft Basement
Finished Basement864 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area3,803 sqft (0.087 acres)
Garage Area264 sqft Garage
Porch Area9 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1137209
Street Address318 E CHAPMAN ST
CityELY
StateMN
Zip55731-1431
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELY 3 FT OF LOT 4 AND ALL OF LOT 5 SERIAL #
Legal SubdivisionWHITESIDES ADDITION TO ELY
Legal Block17
Legal Lot Number4-5
JurisdictionST LOUIS MN
Minor Civil DivisionELY
Census Blockgroup2
Census Block2022
Census Tract15300

Owner

Source: St. Louis County records · APN 030-0370-01890

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3018 AVENUE 0 12, GALVESTON, TX 77550
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Line of Credit
BANK TRUST
Sep 20, 2022Intrafamily Transfer, Transfer
MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC
Sep 20, 2022Warranty Deed, Transfer · Conventional Mortgage
FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Prior SaleSep 20, 2022 · Amount on Record
Deed Doc Number20221452475
Prior Transfer DateJun 15, 2001
Prior Transfer Doc0000830470
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJul 21, 2026
Property Address318 E CHAPMAN ST, ELY, MN 55731-1431
Document Number0001536697
Instrument DateJul 03, 2026
Instrument20261536697
Transaction TypeMortgage
Record UpdatedAug 03, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address318 E CHAPMAN ST, ELY, MN 55731-1431

Mortgage

Document Number0001536697,
DateJul 21, 2026
Instrument20261536697
Lender
NameBANK TRUST
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 25, 2031
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateSep 20, 2022
Property Address318 E CHAPMAN ST, ELY, MN 55731-1431
Document Number0001452475
Instrument DateSep 09, 2022
Instrument1452475
Transaction TypeTransfer
Record UpdatedNov 01, 2022
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3018 AVENUE O 1 2, 12, GALVESTON, TX 77550-6848

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 20, 2022
Property Address318 E CHAPMAN ST, ELY, MN 55731-1431
Document Number0001452473
Instrument DateSep 09, 2022
Instrument1452473
Transaction TypeTransfer
Record UpdatedNov 01, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$643.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3018 AVE O 1 2, 12, GALVESTON, TX 77550-6848

Mortgage

Document Number0001452474
DateSep 20, 2022
Instrument1452474
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$3,032.00 (+3.41%)
2025$2,932.00 (+10.64%)$186,500 (+8.12%) Land $5,300 Building $181,200$186,500 (+8.12%) Land $5,300 Building $181,200
2024$2,650.00 (+30.67%)$172,500 (+57.25%) Land $5,000 Building $167,500$172,500 (+57.25%) Land $5,000 Building $167,500
2023$2,028.00
2022$109,700 (+19.5%) Land $4,600 Building $105,100$109,700 (+19.5%) Land $4,600 Building $105,100
2021$91,800 Land $4,200 Building $87,600$91,800 Land $4,200 Building $87,600

Nearby Properties on E Chapman St

Nearby Streets

Search Property Records by Address or Parcel Number