312 E Chapman St, Ely, MN 55731 Property Records

St. Louis County property record for 312 E Chapman St, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1910
Square Footage1,719 sqft Gross Area
Lot Size5,646 sqft (0.129 acres)
OccupancyOwner Occupied
Last Sale$115,000 (2023)
Tax Bill$2,866.00 (2026)

Property Details

APN / Parcel Number

Primary APN030-0370-01870
Alternative APNs
  • 1145207
  • 998522

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Building Area1,719 sqft Gross Area
1st Floor1,375 sqft 1st Floor
Basement Area1,151 sqft Basement
Finished Basement1,151 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area5,646 sqft (0.129 acres)
Garage Area530 sqft Garage
Deck Area72 sqft Deck
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1145207
Street Address312 E CHAPMAN ST
CityELY
StateMN
Zip55731-1431
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 AND WLY 22 FT OF LOT 4 SERIAL #
Legal SubdivisionWHITESIDES ADDITION IN THE CITY OF ELY
Legal Block17
Legal Lot Number3-4
JurisdictionST LOUIS MN
Minor Civil DivisionELY
Census Blockgroup2
Census Block2022
Census Tract15300

Owner

Source: St. Louis County records · APN 030-0370-01870

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4052 NORWAY RD, ELY, MN 55731-8023
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2023 · Amount on Record
Deed SaleMar 02, 2023 · Amount on Record
Prior SaleNov 03, 2015 · Amount on Record
Deed Doc Number20231462647
Prior Transfer DateAug 05, 2011
Prior Transfer Doc0000067398
Record RefreshedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 02, 2023
Property Address312 E CHAPMAN ST, ELY, MN 55731-1431
Document Number0001462647
Instrument DateFeb 18, 2023
Instrument1462647
Transaction TypeTransfer
Record UpdatedMay 05, 2023
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$379.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4052 NORWAY RD, ELY, MN 55731-8023

Mortgage

Document Number0001462648
DateMar 02, 2023
Instrument1462648
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2043
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateMay 01, 2028
Change Frequency3 Years
Min Rate At Change4.99%
Max Rate At Change11.5%
Index3-Year TN
Max Rate11.5%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,866.00 (+5.6%) Homeowner's exemption
2025$2,714.00 (+0.59%) Homeowner's exemption$232,900 (+7.97%) Land $8,900 Building $224,000$232,900 (+7.97%) Land $8,900 Building $224,000
2024$2,698.00$215,700 (+18.32%) Land $8,500 Building $207,200$215,700 (+18.32%) Land $8,500 Building $207,200
2022$182,300 Land $7,800 Building $174,500$182,300 Land $7,800 Building $174,500

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