Madison County property record for 318 E Buchanan St, Winterset, IA 50273
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1895 |
| Lot Size | 0.198 acres (8,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,900 (May 2017) |
| Tax Bill | $2,200 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 820003207010000 |
| Primary APN | 820003207010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,642 sqft (0.198 acres) |
| Lot Dimensions | 149 ft deep x 58 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 318 E BUCHANAN ST |
|---|---|
| City | WINTERSET |
| State | IA |
| Zip | 50273-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & ALLEY S LOT 1 MILL ADDITION |
| Legal Subdivision | MILL ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON IA |
| Township / Civil Division | WINTERSET |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 60200 |
318 E Buchanan St is owned and occupied by two individuals who bought it in May 2017.
Source: Madison County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 E BUCHANAN ST, WINTERSET, IA 50273-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage AMERICAN STATE BANK |
| May 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on File |
| Deed Sale | May 3, 2017 · Amount on File |
| Deed Document Number | 20171381 |
| Deed Book / Page | 2017 / 1381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 318 E BUCHANAN ST, WINTERSET, IA 50273-1252 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02017/2441 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 2017/2441 |
| Instrument | 2017 2441 |
| Name | AMERICAN STATE BANK |
|---|---|
| Type | Bank |
| Address | WINTERSET, IA 50273 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 15, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IA |
| Recording Date | May 3, 2017 |
| Property Address | 318 E BUCHANAN ST, WINTERSET, IA 50273-1252 |
| Document Number | 02017/1381 |
| Book / Page | 2017 / 1381 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017 1381 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 318 E BUCHANAN ST, WINTERSET, IA 50273-1252 |
| Document Number | 02017/1382 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 2017/1382 |
| Instrument | 2017 1382 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | JOHNSTON, IA 50131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 318 E Buchanan St was $2,200 with a homeowner's exemption.
Source: Madison County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Madison County |
| Municipality | Winterset City |
| Unified School District | Winterset Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,200.00 Homeowner's exemption | $128,600 Land $16,600 Building $112,000 | $128,600 Land $16,600 Building $112,000 |
| 2024 | $2,200.00 | ||
| 2023 | $122,600 Land $11,600 Building $111,000 | $122,600 Land $11,600 Building $111,000 | |
| 2022 | $1,944.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 E Buchanan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 318 E Buchanan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: OmniTel-Interstate Cablevision, Verizon.
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