316 E Buchanan St, Winterset, IA 50273 Property Records

Madison County property record for 316 E Buchanan St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 964 sqft · built 1999
Lot Size	0.185 acres (8,052 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`820003207020000`

Property Details

APN / Parcel Number

Primary APN	`820003207020000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
Basement Area	964 sqft
Finished Basement	700 sqft
Unfinished Basement	264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,052 sqft (0.185 acres)
Lot Dimensions	132 ft deep x 61 ft wide
Porch	Slab
Porch Area	20 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	316 E BUCHANAN ST
City	WINTERSET
State	IA
Zip	50273-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 MILL ADDITION
Legal Subdivision	MILL ADD
Legal Lot Number	2
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2042
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 E BUCHANAN ST, WINTERSET, IA 50273-1252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE
Jul 21, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 7, 2022
Transfer Doc	02022/2996
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IA
Recording Date	Oct 13, 2022
Property Address	316 E BUCHANAN ST, WINTERSET, IA 50273-1252
Document Number	02022/2996
Book / Page	2022 / 2996
Instrument Date	Oct 7, 2022
Instrument	2022 2996
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 E BUCHANAN ST, WINTERSET, IA 50273-1252

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 E BUCHANAN ST, WINTERSET, IA 50273-1252

Mortgage

Document Number	02022/2997
Date	Oct 13, 2022
Book Page	2022/2997
Instrument	2022 2997

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IA
Recording Date	Jul 21, 2020
Property Address	316 E BUCHANAN ST, WINTERSET, IA 50273-1252
Document Number	02020/2595
Book / Page	2020 / 2595
Instrument Date	Jul 10, 2020
Instrument	2020 2595
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E BUCHANAN ST, WINTERSET, IA 50273-1252

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,358.00	$176,200 (+2.74%) Land $16,800 Building $159,400	$176,200 (+2.74%) Land $16,800 Building $159,400
2024	$3,358.00 (+9.95%)
2023		$171,500 Land $11,700 Building $159,800	$171,500 Land $11,700 Building $159,800
2022	$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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