318 E 5th St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 318 E 5th St, Mount Carmel, PA 17851

Property Summary

Property Type	Commercial
Lot Size	0.032 acres (1,400 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Mar 2019)
Tax Bill	$909 (2026)
Deeds & Mortgages	Mar 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-01-003-304`

Property Details

APN / Parcel Number

Primary APN	`006-01-003-304`

Exterior

Lot Area	1,400 sqft (0.032 acres)

Location & Zoning

Street Address	318 E 5TH ST
City	MOUNT CARMEL
State	PA
Zip	17851-2300
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 25 X 56
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	2
Census Block	2010
Census Tract	81000

Owner

318 E 5th St, a commercial property, is owned by two individuals who bought it in March 2019.

Source: Northumberland County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	166 4TH ST, MOUNT CARMEL, PA 17851-2549
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Deed Document Number	20193187
Deed Book / Page	2908 / 596
Record Updated	Jun 8, 2026

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Mar 1, 2019
Property Address	318 E 5TH ST, MOUNT CARMEL, PA 17851-2300
Document Number	002908/596
Book / Page	2908 / 596
Instrument Date	Feb 28, 2019
Instrument	201903187
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 4TH ST, MOUNT CARMEL, PA 17851-2549

Mortgage

Document Number	0201903188
Date	Mar 1, 2019
Instrument	201903188

Lender

Name	FIRST COLUMBIA BANK & TRUST CO
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 318 E 5th St was $909.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Mount Carmel Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$909.00	$6,850 Land $460 Building $6,390
2024	$833.00	$6,850 (-) Land $460 Building $6,390
2023	$833.00	$6,850 Land $460 Building $6,390
1972			$6,850 Land $460 Building $6,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 318 E 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 E 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20