123 E 5th St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 123 E 5th St, Mount Carmel, PA 17851

Property Summary

Property Type	Single Family Home
Lot Size	0.024 acres (1,050 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jun 2018)
Tax Bill	$676 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-01-003-140-A`

Property Details

APN / Parcel Number

Primary APN	`006-01-003-140-A`

Exterior

Lot Area	1,050 sqft (0.024 acres)
Lot Dimensions	50 ft deep x 21 ft wide

Location & Zoning

Street Address	123 E 5TH ST
City	MOUNT CARMEL
State	PA
Zip	17851-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 X 50
Legal Subdivision	GENERAL MAP
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	1
Census Block	1027
Census Tract	81000

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 E 5TH ST, MOUNT CARMEL, PA 17851-2175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Apr 6, 2011 · Amount on Record
Deed Document Number	20189284
Deed Book / Page	2859 / 38
Record Updated	Jun 8, 2026

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Jun 20, 2018
Property Address	123 E 5TH ST, MOUNT CARMEL, PA 17851-2175
Document Number	002859/038
Book / Page	2859 / 038
Instrument Date	Jun 6, 2018
Instrument	201809284
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E 5TH ST, MOUNT CARMEL, PA 17851-2175

Mortgage

Document Number	0201809285
Date	Jun 20, 2018
Instrument	201809285

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Margin	2
Max Rate	10.1%

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Mount Carmel Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$676.00 (+9.03%)	$5,100 (-) Land $480 Building $4,620
2024	$620.00	$5,100 (-) Land $480 Building $4,620
2023	$620.00	$5,100 Land $480 Building $4,620
1972			$5,100 Land $480 Building $4,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20