Pinellas County property record for 318 Circle Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 1963 |
| Lot Size | 0.234 acres (10,171 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $500,000 (Jan 2016) |
| Tax Bill | $6,424 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-740-5474-3 |
| Primary APN | C62-000-740-5474-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 3,145 sqft |
| 1st Floor Area | 2,160 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | H-Shape |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,171 sqft (0.234 acres) |
| Lot Dimensions | 110 ft deep x 78 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 259 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 726 sqft |
| Deck Area | 54 sqft |
| Patio Area | 54 sqft |
| Loading Dock | 634 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R244106 |
|---|---|
| Street Address | 318 CIRCLE DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BAYWOOD VILLAGE LOT 119 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | BAYWOOD VILLAGE |
| Legal Tract | 5814 |
| Legal Lot Number | 119 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 27202 |
318 Circle Dr is owner-occupied and held in a trust since January 2016.
Source: Pinellas County records, as of October 8, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 318 CIRCLE DR, PALM HARBOR, FL 34683-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit STOCKTON MORTGAGE CORP |
| Jan 19, 2024 | Deed of Trust, Mortgage · Line of Credit STOCKTON MORTGAGE CORP |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN LIBERTY MORTGAGE INC |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN LIBERTY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2016 · Amount on File |
| Deed Sale | Jan 22, 2016 · Amount on File |
| Prior Sale | Nov 14, 1994 · Amount on File |
| Deed Document Number | 201619629 |
| Deed Book / Page | 19059 / 2514 |
| Prior Transfer Date | Jul 11, 1994 |
| Prior Transfer Doc | 8724001187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 318 CIRCLE DR, PALM HARBOR, FL 34683-1001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 318 CIRCLE DR, PALM HARBOR, FL 34683-1001 |
| Document Number | 0227320647 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 22732/647 |
| Instrument | 2024062882 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 318 CIRCLE DR, PALM HARBOR, FL 34683-1001 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|---|
| Address | 318 CIRCLE DR, PALM HARBOR, FL 34683-1001 |
| Document Number | 0226812571 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 22681/2571 |
| Instrument | 2024014748 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 318 CIRCLE DR, PALM HARBOR, FL 34683-1001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 318 CIRCLE DR, PALM HARBOR, FL 34683-1001 |
| Document Number | 0215662214 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 21566/2214 |
| Instrument | 2021185245 |
| Name | AMERICAN LIBERTY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 318 CIRCLE DR, PALM HARBOR, FL 34683-1001 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 318 CIRCLE DR, PALM HARBOR, FL 34683-1001 |
| Document Number | 0214870428 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 21487/428 |
| Instrument | 2021123459 |
| Name | AMERICAN LIBERTY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
The 2025 property tax bill for 318 Circle Dr was $6,424 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,424.00 Homeowner's exemption | $389,060 | $608,864 Land $443,389 Building $165,475 |
| 2023 | $7,086.00 (+2.7%) Homeowner's exemption | $428,043 (+3%) | $689,781 (+38.1%) Land $457,543 Building $232,238 |
| 2022 | $6,900.00 Homeowner's exemption | $415,576 | $499,495 Land $362,241 Building $137,254 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Circle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 318 Circle Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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