316 Circle Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 316 Circle Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,540 sqft · built 1979
Lot Size0.155 acres (6,747 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Aug 2020)
Tax Bill$8,873 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-740-5473-5

Property Details

APN / Parcel Number

Primary APNC62-000-740-5473-5
Alternative APNs
  • 23-27-15-05814-000-1180
  • 271523058140001180
  • 152723058140001180
  • R244105

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area2,427 sqft
1st Floor Area1,540 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,747 sqft (0.155 acres)
Lot Dimensions109 ft deep x 61 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio
Porch Area367 sqft
Deck Area180 sqft
Patio Area180 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR244105
Street Address316 CIRCLE DR
CityPALM HARBOR
StateFL
Zip34683-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBAYWOOD VILLAGE LOT 118
Legal Range15E
Legal Township27S
Legal Section23
Legal SubdivisionBAYWOOD VILLAGE
Legal Tract5814
Legal Lot Number118
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3026
Census Tract27202

Owner

316 Circle Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address316 CIRCLE DR, PALM HARBOR, FL 34683-1001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2020 · Amount on File
Deed SaleAug 20, 2020 · Amount on File
Deed Document Number2020249104
Deed Book / Page21130 / 2344
Prior Transfer DateNov 19, 2014
Prior Transfer Doc0186052522
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 20, 2020
Property Address316 CIRCLE DR, PALM HARBOR, FL 34683-1001
Document Number0211302344
Book / Page21130 / 2344
Map ReferenceMB 47 PG 4
Instrument DateAug 3, 2020
Instrument2020249104
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyNEW FRONTIER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2202 HIGHWOOD CT, 2202, DUNEDIN, FL 34698-6307

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 CIRCLE DR, PALM HARBOR, FL 34683-1001

Mortgage

Document Number0211302346
DateAug 20, 2020
Instrument21130/2346
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 316 Circle Dr was $8,873, down 8.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,873.00 (-8.67%)$489,464 Land $367,307 Building $122,157$489,464 Land $367,307 Building $122,157
2024$9,715.00 (+6.34%)
2023$9,136.00 (+14.75%)$550,118 (+27.19%)$550,118 (+27.19%) Land $373,030 Building $177,088
2022$7,962.00$432,513$432,513 Land $299,625 Building $132,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Circle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 446 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies540 units insured
incl. 94 condo units
Nearby Flood Claims399 (1985–2024)
Claims Outside the SFHA3 of 399
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Sep 2024 · 248 claims
  • Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 Circle Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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