318 Central St, Cedartown, GA 30125 Property Records

Polk County property record for 318 Central St, Cedartown, GA 30125

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 994 sqft · built 1900
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Tax Bill$877 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC21-111

Property Details

APN / Parcel Number

Primary APNC21-111
Alternative APN
  • 2969

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area994 sqft Heated Area
1st Floor Area994 sqft
FlooringWood
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1975
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Canopy12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number2969
Street Address318 CENTRAL ST
CityCEDARTOWN
StateGA
Zip30125-3610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECOND DISTRICT FOURTH SECTION
Legal SubdivisionCENTRAL/WARE/HERBERTAREA
JurisdictionPOLK GA
Township / Civil DivisionCEDARTOWN
Census Block Group3
Census Block3029
Census Tract10500

Owner

Source: Polk County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4355 COBB PKWY SE, J, ATLANTA, GA 30339-4659
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Deed of Trust, Mortgage
INVESTA SERVICES
Dec 19, 2022Deed of Trust, Mortgage · Commercial Mortgage
WILMINGTON SAVINGS FUND SOCIETY FEDERAL
Oct 27, 2022Warranty Deed, Transfer
Sep 7, 2021Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2022
Deed SaleDec 7, 2022
Prior SaleSep 7, 2021 · Amount on Record
Deed Document Number20222758
Deed Book / Page1846 / 980
Prior Transfer DateOct 2, 1986
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK GA
Property Address318 CENTRAL ST, CEDARTOWN, GA 30125-3610
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 CENTRAL ST, CEDARTOWN, GA 30125-3610
InvestorPossibly a Property Investor

Mortgage

Document Number0019380000000456
DateJan 26, 2026
Book Page0000001938/0000000456
Lender
NameINVESTA SERVICES
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK GA
Property Address318 CENTRAL ST, CEDARTOWN, GA 30125-3610
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 CENTRAL ST, CEDARTOWN, GA 30125-3610

Mortgage

Document Number0018470000000702
DateDec 19, 2022
Book Page0000001847/0000000702
Instrument004425
Lender
NameWILMINGTON SAVINGS FUND SOCIETY FEDERAL
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueJan 1, 2025

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK GA
Recording DateOct 27, 2022
Property Address318 CENTRAL ST, CEDARTOWN, GA 30125-3610
Document Number0018460980
Book / Page1846 / 980
Instrument DateOct 27, 2022
Instrument2022-002758
Transaction TypeTransfer
Record UpdatedDec 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4355 COBB PKWY SE # J505, J505, ATLANTA, GA 30339-4657
InvestorPossibly a Property Investor

September 2021: Public Action, Foreclosure

Document TypePublic Action
JurisdictionPOLK GA
Recording DateSep 7, 2021
Property Address318 CENTRAL ST, CEDARTOWN, GA 30125-3610
Document Number0018050521
Book / Page1805 / 521
Instrument DateSep 7, 2021
Instrument2021-002002
Transaction TypeForeclosure
Record UpdatedNov 8, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4355 COBB PKWY SE # J505, J505, ATLANTA, GA 30339-4657
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 24, 2026

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityCedartown City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$877.00 (+92.32%)$26,673 (+102.37%) Land $6,000 Building $20,673$66,682 (+102.37%) Land $15,000 Building $51,682
2023$456.00 (+16.33%)$13,180 (+17.4%) Land $396 Building $12,784$32,951 (+17.4%) Land $990 Building $31,961
2022$392.00$11,227 Land $396 Building $10,831$28,067 Land $990 Building $27,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDARTOWN
serves 9,955 people · EPA ID GA2330000
Water SourcePurchased surface water from POLK COUNTY WATER AUTHORITY
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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