Polk County property record for 313 Central St, Cedartown, GA 30125
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,694 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $954 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jun 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C20-300 |
| Primary APN | C20-300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,694 sqft Heated Area |
| 1st Floor Area | 1,334 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
|---|---|
| Porch Area | 365 sqft |
| Deck Area | 130 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3691 |
|---|---|
| Street Address | 313 CENTRAL ST |
| City | CEDARTOWN |
| State | GA |
| Zip | 30125-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND DISTRICT FOURTH SECTION |
| Legal Subdivision | CENTRAL/WARE/HERBERTAREA |
| Jurisdiction | POLK GA |
| Township / Civil Division | CEDARTOWN |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10500 |
313 Central St is owned and occupied by an individual who acquired it in June 2022.
Source: Polk County records, as of February 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 CENTRAL ST, CEDARTOWN, GA 30125-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COLONY BANK |
| Jun 14, 2022 | Warranty Deed, Transfer |
| Feb 27, 2020 | Loan Modification, Mortgage · Conventional with PMI SOUTHCREST BK |
| Feb 27, 2020 | Deed of Trust, Mortgage SOUTHCREST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 |
| Deed Sale | Jun 15, 2022 |
| Prior Sale | Jan 17, 1985 |
| Deed Document Number | 20221472 |
| Deed Book / Page | 1830 / 510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 313 CENTRAL ST, CEDARTOWN, GA 30125-3609 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 313 CENTRAL ST, CEDARTOWN, GA 30125-3609 |
| Document Number | 0018570000000590 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 0000001857/0000000590 |
| Instrument | 001222 |
| Name | COLONY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | May 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK GA |
| Recording Date | Jun 14, 2022 |
| Property Address | 313 CENTRAL ST, CEDARTOWN, GA 30125-3609 |
| Document Number | 0018300510 |
| Book / Page | 1830 / 510 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022-001472 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 CENTRAL ST, CEDARTOWN, GA 30125-3609 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 313 CENTRAL ST, CEDARTOWN, GA 30125-3609 |
| Document Number | 0017480074 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 313 CENTRAL ST CEDARTOWN GA 301253609, CEDARTOWN, GA 30125-3609 |
| Document Number | 0017480074 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 001748/000074 |
| Instrument | 1113 |
| Name | SOUTHCREST BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 313 CENTRAL ST, CEDARTOWN, GA 30125-3609 |
| Document Number | 0017670756 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 313 CENTRAL ST CEDARTOWN GA 301253609, CEDARTOWN, GA 30125-3609 |
| Document Number | 0017670756 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 001767/000756 |
| Instrument | 4281 |
| Name | SOUTHCREST BK |
|---|---|
| Type | Bank |
| Address | THOMASTON, GA 30286 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Nov 2, 2025 |
The 2025 property tax bill for 313 Central St was $954 with exemptions applied.
Source: Polk County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cedartown City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $954.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $57,443 Land $6,000 Building $51,443 | $143,607 Land $15,000 Building $128,607 |
| 2023 | $985.00 (+8.36%) Homeowner's exemption | $29,810 (+14.62%) Land $440 Building $29,370 | $74,524 (+14.62%) Land $1,100 Building $73,424 |
| 2022 | $909.00 Homeowner's exemption | $26,007 Land $440 Building $25,567 | $65,018 Land $1,100 Building $63,918 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 313 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARTOWN serves 9,955 people · EPA ID GA2330000 |
|---|---|
| Water Source | Purchased surface water from POLK COUNTY WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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