314 Central Ave, Frostproof, FL 33843 Property Records

Polk County property record for 314 Central Ave, Frostproof, FL 33843 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,176 sqft Living Area
Lot Size8,995 sqft (0.207 acres)
OccupancyOwner Occupied
Last Sale$124,900 (2019)
Tax Bill$543.00 (2025)

Property Details

APN / Parcel Number

Primary APN28-32-07-985800-004100
Alternative APNs
  • 073228985800004100
  • 73228000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,176 sqft Living Area
Gross Area1,512 sqft Gross Area
1st Floor1,176 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area8,995 sqft (0.207 acres)
Depth X Width120 ft x 75 ft Depth x Width
Garage TypeAttached Garage
Garage Area336 sqft Garage

Exterior Amenities

Pool HousePool House
Shed1 Shed
Porch Area252 sqft Porch
Utility Building144 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address314 CENTRAL AVE
CityFROSTPROOF
StateFL
Zip33843-9133
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 4 LOT 10
Legal Range28E
Legal Township32S
Legal Section07
Legal SubdivisionSUN RAY HOMES PLAT NO 2
Legal Tract985800
Legal Block4
Legal Lot Number10
JurisdictionPOLK FL
Minor Civil DivisionFROSTPROOF
Census Blockgroup2
Census Block2034
Census Tract15801

Owner

Source: Polk County records · APN 28-32-07-985800-004100

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address314 CENTRAL AVE, FROSTPROOF, FL 33843-9133
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2019 · Amount on Record
Deed SaleJan 07, 2019 · Amount on Record
Deed Doc Number20193157
Deed Book / Page10716 / 1196
Prior Transfer DateAug 06, 2003
Prior Transfer Doc0000161488
Record RefreshedSep 20, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 07, 2019
Property Address314 CENTRAL AVE, FROSTPROOF, FL 33843-9133
Document Number0107161196
Book / Page010716 / 001196
Instrument DateDec 28, 2018
Instrument3157
Transaction TypeTransfer
Record UpdatedJan 22, 2019
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$874.30
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address314 CENTRAL AVE FROSTPROOF FL 338439133, FROSTPROOF, FL 33843-9133

Mortgage

Document Number107161197
DateJan 07, 2019
Book Page010716/001197
Instrument3158
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 06, 2049

Mortgage

Document Number107161218,
DateJan 07, 2019
Book Page010716/001218
Instrument3159
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded
Term360 Months
DueJan 06, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$543.00 (-47.18%) Homeowner's exemption$82,201 (+5.99%)$157,402 (+4.73%) Land $21,000 Building $136,402
2023$1,028.00 (+6.97%) Homeowner's exemption$77,557 (+3%)$150,296 (+16.78%) Land $13,500 Building $136,796
2022$961.00 Homeowner's exemption$75,298$128,699 Land $7,700 Building $120,999

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 417 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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