318 Boone St, Covington, KY 41014 Property Records

Kenton County property record for 318 Boone St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 894 sqft
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Aug 2023)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Aug 2023 Sale Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-11-18-025.00`

Property Details

APN / Parcel Number

Primary APN	`055-11-18-025.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	894 sqft Finished Area
Gross Area	969 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,700 sqft (0.062 acres)
Lot Dimensions	108 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	318 BOONE ST
City	COVINGTON
State	KY
Zip	41014-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENNEDY OF SOUTHGATE LAND LOT 24 25'X 108' NS BOONE ST 65' E MAY ST
Legal Subdivision	KENNEDY OF SOUTHGATE LAND
Legal Lot Number	24
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4002
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

318 Boone St is owned by two individuals who bought it in August 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4438 SILVERSMITH LN, INDEPENDENCE, KY 41051-8388
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer
Mar 31, 2022	Deed, Transfer · Line of Credit AMY DRESSMAN TRADITIONAL IRA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Mar 31, 2022 · Amount on File
Deed Document Number	2023279
Deed Book / Page	241 / 975
Prior Transfer Date	Mar 27, 2007
Prior Transfer Doc	0005900271
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 15, 2023
Property Address	318 BOONE ST, COVINGTON, KY 41014-1066
Document Number	0005900279
Book / Page	KC 241 / 975
Instrument Date	Aug 14, 2023
Instrument	23081505900279
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2335 BUTTERMILK XING # 159, 159, CRESCENT SPRINGS, KY 41017-1622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4438 SILVERSMITH LN, INDEPENDENCE, KY 41051-8388

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Mar 31, 2022
Property Address	318 BOONE ST, COVINGTON, KY 41014-1066
Document Number	0005900230
Book / Page	157 / 73
Instrument Date	Mar 31, 2022
Instrument	22033105900230
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 MAIN ST, FLORENCE, KY 41042-2029

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900005
Date	Mar 31, 2022
Instrument	22040505900005

Lender

Name	AMY DRESSMAN TRADITIONAL IRA
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Mar 31, 2023

Mortgage

Document Number	0005900006
Date	Apr 5, 2022
Book Page	356/945
Instrument	22040505900006

Lender

Name	LAURA DRESSMAN CESA
Type	Non-Lending Institution
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 31, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 318 Boone St was $1,802.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,000 (-) Land $10,000 Building $126,000	$136,000 (-) Land $10,000 Building $126,000
2025	$1,802.00	$136,000 Land $5,000 Building $131,000	$136,000 Land $5,000 Building $131,000
2023	$399.00 (-39.55%)	$30,000 (-4%) Land $5,000 Building $25,000	$30,000 (-4%) Land $5,000 Building $25,000
2022	$660.00	$50,000 Land $5,000 Building $45,000	$50,000 Land $5,000 Building $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 318 Boone St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Boone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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