305 Boone St, Covington, KY 41014 Property Records

Kenton County property record for 305 Boone St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,095 sqft · built 1929
Lot Size	0.055 acres (2,396 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2020)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2017 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-15-002.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-15-002.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,095 sqft Finished Area
Gross Area	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,396 sqft (0.055 acres)
Lot Dimensions	67.5 ft deep x 35.5 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	305 BOONE ST
City	COVINGTON
State	KY
Zip	41014-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURN AVE LD CO PT LOTS 77-78-79 2ND 35 1/2X67 1/2' SS BOONE & 64 1/2' W WOODBURN
Legal Subdivision	WOODBURN AVE LAND CO
Legal Phase	2
Legal Lot Number	77,78
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4004
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	305 BOONE ST, COVINGTON, KY 41014-1067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BK
Oct 6, 2017	Warranty Deed, Transfer · Line of Credit FIFTH THIRD MTG
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH/KY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	20205900035
Deed Book / Page	57 / 549
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 25, 2020
Property Address	305 BOONE ST, COVINGTON, KY 41014-1067
Document Number	0000000035
Book / Page	000057 / 000549
Instrument Date	Nov 17, 2020
Instrument	35
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BOONE ST COVINGTON KY 410141067, COVINGTON, KY 41014-1067

Mortgage

Document Number	36
Date	Nov 25, 2020
Book Page	00M131/000769
Instrument	36

Lender

Name	HEARTLAND BK
Type	Bank
Address	WHITEHALL, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 6, 2017
Property Address	305 BOONE ST, COVINGTON, KY 41014-1067
Document Number	0000000213
Book / Page	0C6267 / 000022
Instrument Date	Oct 6, 2017
Instrument	213
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 BOONE ST COVINGTON KY 410141067, COVINGTON, KY 41014-1067

Mortgage

Document Number	215
Date	Oct 6, 2017
Book Page	0C6267/000025
Instrument	215

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	305 BOONE ST, COVINGTON, KY 41014-1067
Document Number	0000000238
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BOONE ST COVINGTON KY 410141067, COVINGTON, KY 41014-1067

Mortgage

Document Number	0000000238
Date	Oct 27, 2017
Book Page	006281/000235
Instrument	238

Lender

Name	COMMONWEALTH/KY
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,000 (-) Land $10,000 Building $120,000	$130,000 (-) Land $10,000 Building $120,000
2025	$1,722.00 (-0.52%)	$130,000 (-) Land $5,000 Building $125,000	$130,000 (-) Land $5,000 Building $125,000
2023	$1,731.00	$130,000 Land $5,000 Building $125,000	$130,000 Land $5,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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