McHenry County property record for 318 Bell Dr, Cary, IL 60013 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2025) |
| Tax Bill | $8,862.00 (2024) |
| Primary APN | 20-18-129-020 |
|---|
| Street Address | 318 BELL DR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2210 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0003821 LT 18 EASTGATE UNIT 1 & LT 65 HILLHURST SUB UNIT 1 MEMO: MASELLA, ASHLEY N/ NICHOLAS J DOC 2019R0003821 LT |
| Legal Subdivision | HILLHURST SUB |
| Legal Lot Number | 18,65 |
| Legal Unit | 1-1-1 |
| Jurisdiction | MCHENRY IL |
| Minor Civil Division | ALGONQUIN |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 871307 |
Source: McHenry County records · APN 20-18-129-020
Assessment roll updated January 1, 2024 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 318 BELL DR, CARY, IL 60013-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage LIFESTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2025 · Amount on Record |
| Deed Sale | Oct 03, 2025 · Amount on Record |
| Prior Sale | Feb 11, 2019 · Amount on Record |
| Deed Doc Number | 2025R0027371 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 318 BELL DR, CARY, IL 60013-2210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014976 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021R0014976 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 318 BELL DR, CARY, IL 60013-2210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000009133 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023R0009133 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 03, 2025 |
| Property Address | 318 BELL DR, CARY, IL 60013-2210 |
| Document Number | 0000027371 |
| Map Reference | DOC 936166 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025R0027371 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 BELL DR, CARY, IL 60013-2210 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 318 BELL DR, CARY, IL 60013-2210 |
| Document Number | 0000027372 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025R0027372 |
| Name | LIFESTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate | 6.37% |
|---|
Source: McHenry County records · Assessment roll updated January 1, 2024 · Last verified October 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,862.00 Homeowner's exemption | $113,234 (+12.16%) Land $23,536 Building $89,698 | $339,702 (+12.16%) Land $70,608 Building $269,094 |
| 2022 | Homeowner's exemption | $100,959 Land $22,076 Building $78,883 | $302,877 Land $66,228 Building $236,649 |
318 Bell Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · McHenry County (17111C), updated February 28, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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