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313 Bell Dr, Cary, IL 60013 Property Records

McHenry County property record for 313 Bell Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,246 sqft · built 1978
Lot Size0.213 acres (9,240 sqft)
Owner2 Individual Names on File
Last Sale$433,500 (Sep 2026)
Tax Bill$9,167 (2024)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-18-130-007

Property Details

APN / Parcel Number

Primary APN20-18-130-007

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,246 sqft Living Area
1st Floor Area1,260 sqft
Basement Area1,260 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialFrame Siding
Lot Area9,240 sqft (0.213 acres)
Lot Dimensions132 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address313 BELL DR
CityCARY
StateIL
Zip60013-2209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0012705 LT 21 EASTGATE UNIT 1
Legal SubdivisionEASTGATE UNIT 1
Legal Block130
Legal Lot Number21
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3027
Census Tract871307

Owner

313 Bell Dr is owned by two individuals who bought it in September 2026.

Source: McHenry County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address268 DEMAREST AVE, NEW MILFORD, NJ 07646-1837
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2026 · Amount on File
Deed SaleSep 29, 2026 · Amount on File
Prior SaleMay 24, 2024 · Amount on File
Deed Document Number202628502
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateSep 29, 2026
Property Address313 BELL DR, CARY, IL 60013-2209
Document Number0000028502
Instrument DateSep 21, 2026
Instrument202628502
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyPRAIRIE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$65,675.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address268 DEMAREST AVE, NEW MILFORD, NJ 07646-1837

Mortgage

Document Number0000028503,
DateSep 29, 2026
Instrument202628503
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Rate6.88%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,167.00$116,861 Land $17,149 Building $99,712$350,583 Land $51,447 Building $299,136
2022Homeowner's exemption$111,417 Land $19,398 Building $92,019$334,251 Land $58,194 Building $276,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Bell Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Bell Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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